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400 Pitts Bayshore Dr, Freeport, FL, 32439

4beds
3baths
2,734sqft
$1,200,000
$439price/sqft
$7,587/moest. monthly cost
$303,480/yrincome needed

About This Home

Discover timeless coastal elegance in this exceptional canal-front luxury home where classic Southern architecture meets the tranquility of 'Old Florida' charm. With 130 feet of protected canal frontage and a boat lift, it is an easy boat ride to Choctawhatchee Bay. There is even a 50-amp plug already in place with the extended driveway specifically for an RV hookup. You can relax on the front porch deck while taking in the view of the bay, or settle in on the back screened porch, overlooking the lush yard and canal. This home boasts three stories with an elevator for your convenience. The well-appointed kitchen meets the needs of any chef, with a butler's pantry and plenty of counter space! The open floor plan allows for easy entertaining across the main living areas. This property delivers a rare blend of privacy, elegance, and waterfront lifestyle, an ideal sanctuary for you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-84.8 mi
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Ice Maker

Bedroom

  • Level: Third
  • Dimensions: 9 x 14.6

Bedroom

  • Level: Third
  • Dimensions: 9 x 14.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 16.1 x 15.6

Features

  • Interior Steps,Mud Room
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,734
  • Total interior livable area: 2,734 sqft

Living Room

  • Level: Second
  • Dimensions: 14.3 x 15.6

Master Bedroom

  • Level: Second
  • Dimensions: 16.5 x 17

Mud Room

  • Level: First
  • Dimensions: 12.1 x 17.7

Office

  • Level: Third
  • Dimensions: 13.6 x 13.11

Property

Details

  • Parcel number: 022S19241500010080
  • Zoning description: Resid Single Family

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Boat Lift,Outdoor Shower,Porch
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.45 Acres
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 130' x 140'

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$485$5,820
Property Taxes $760$9,120
Electricity $275$3,301
Total$7,587$91,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,125/yr
40% on housing$227,610/yr
45% on housing$202,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$247
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,200,000
2026-03-12Price change$1,350,000
2026-01-14Price change$1,450,000
2026-01-10Listed for sale$1,634,000
2026-01-02Listing removed$1,634,000
2025-10-28Price change$1,634,000
2025-08-27Listed for sale$1,664,000
2019-06-04Sold$114,500
2008-10-14Sold$60,000
2002-03-27Sold$45,000
2000-08-29Sold$45,000

For Sale by Agent

AgentNick Brown
BrokerageColdwell Banker Niceville

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