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54 Vicki St, Santa Rosa Beach, FL, 32459

5beds
5baths
3,162sqft
$2,650,000
$838price/sqft
$17,948/moest. monthly cost
$717,920/yrincome needed

About This Home

***Seller financing options available*** Welcome to 54 Vicki Street - gem on 30A, Blue Mountain Beach, custom built end of 2022. This stunning two stories , 5-bedroom (1 bedroom downstair, 4 bedrooms upstairs), 5-bathroom house boasts an expansive living room with a vaulted ceiling with wooden beams, providing a spacious and inviting atmosphere. Indulge in the luxury of high-end professional appliances in the kitchen, perfect for culinary enthusiasts. Located on beach side of 30A, conveniently located close to restaurants, Gulf Place, short walking distance to Public Beach access. Relax and unwind in your very own private heated pool, offering year-round enjoyment. The property is equipped with a stormwater system for added convenience and peace of mind. With professional interior decoration, every corner of this home exudes style and sophistication. Enjoy the convenience of being just a short walking distance to the sugary beach, allowing you to easily soak up the sun . Don't miss out on this exceptional opportunity to own a home in the desirable 30A area. No HOA. Buyer to verify all dimensions and written information.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-58.6 mi
8/10
8/10
South Walton High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2022

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Refrigerator,Washer,Gas Water Heater

Bedroom

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Area: 214.5
  • Dimensions: 16.5 x 13

Bedroom

  • Level: Second
  • Area: 127.33
  • Dimensions: 10.7 x 11.9

Bedroom

  • Level: Second
  • Area: 128.4
  • Dimensions: 10.7 x 12

Bedroom

  • Level: Second
  • Area: 191.4
  • Dimensions: 14.5 x 13.2

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Beamed Ceilings,Crown Molding,Vaulted Ceiling(s)
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 566.4
  • Dimensions: 24 x 23.6

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,162
  • Total interior livable area: 3,162 sqft

Master Bathroom

  • Level: Second
  • Area: 98.8
  • Dimensions: 13 x 7.6

Property

Details

  • Parcel number: 023S203409000D0100
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Pool features: Heated
  • Exterior features: Private Yard,Outdoor Shower,Sprinkler System

Lot

  • Lot size: 7,840 sqft
  • Features: Storm Sewer,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 75 x 103

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$2,254$27,048
Property Taxes $1,977$23,724
Electricity $318$3,818
Total$17,948$215,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$615,360/yr
40% on housing$538,440/yr
45% on housing$478,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$838This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$600
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$2,970,000
2026-04-11Price change$3,030,000
2026-03-23Price change$2,980,000
2026-03-04Price change$2,990,000
2026-02-25Listed for sale$3,190,000
2025-09-02Listing removed$3,175,000
2025-05-27Price change$3,175,000
2025-05-07Price change$3,470,000
2025-03-06Listed for sale$3,395,000
2023-11-19Listing removed--
2023-10-09Price change$3,949,000
2023-08-31Price change$3,899,000
2023-05-17Listed for sale$3,999,000
2020-03-09Sold$175,000
2012-02-03Sold$77,500

For Sale by Agent

AgentSvetlana Panciuc
BrokerageWorld Impact Real Estate

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