See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

29345 Houser Dr, Rocky Mount, MO, 65072

3beds
2baths
1,953sqft
$680,000
$348price/sqft
$4,315/moest. monthly cost
$172,600/yrincome needed

About This Home

Gentle lot. Easy steps. Big view. If you’ve been waiting for that “checks all the boxes” lake place…THIS IS IT. Located at the 2MM of the Gravois Arm, this 3 bed, 1.5 bath home offers 90’ of shoreline, a gentle lot, and a quick, easy walk to your 2-well dock with swim platform—no steep hikes here. The main level is designed for lake life—open and inviting with a fireplace, bar area, kitchen, dining, and a wall of windows that pull in natural light and showcase those panoramic lake views. Step out to the spacious deck and you’ve got the perfect setup for entertaining, dining, or just relaxing after a day on the water. Upstairs features a roomy primary bedroom with two closets (including a walk-in), two guest rooms, plus a den/office that could easily serve as extra sleeping space. The full bath has been beautifully updated with a walk-in shower. A 30x30 detached 2-car garage and tons of parking make hosting friends and family easy. Cove location for protection, main channel views for the vibe, and easy access by land and water. This is the kind of property people wait for—and they don’t come around often. Don't miss out, schedule your showing today before it's too late.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-210.6 mi
4/10
Eldon Middle SchoolGrades 6-811.5 mi
9/10
Eldon High SchoolGrades 9-1210.9 mi

Construction

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Fireplace,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,953
  • Total interior livable area: 1,953 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 213006200013013000
  • Zoning description: None
  • Exclusions: Personal items.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Boat Ramp,Concrete Driveway,Deck,Patio,Storage
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front,Seawall

Lot

  • Lot size: 0.32 Acres
  • Features: Gentle Sloping,Lake Front,Level,Views
  • Lot size dimensions: 90 x 153 IRR

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$457$5,484
Property Taxes $271$3,252
Electricity $149$1,789
Total$4,315$51,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,942/yr
40% on housing$129,450/yr
45% on housing$115,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 65072$166
Morgan County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65072
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$749,000

For Sale by Agent

AgentJILL M SHINN
BrokerageEXP Realty, LLC

Similar Homes