See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

501 N Monroe St, Versailles, MO, 65084

4beds
3baths
2,900sqft
$344,900
$119price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

SELLER SAYS BRING YOUR OFFERS! Turn-of-the-century home beautifully updated while preserving its timeless charm! This inviting property features a spacious primary suite complete with a private bath, washer/dryer, walk-in closet, & closet space for extra storage. The oversized primary bedroom showcases a stunning wall of windows & private deck & entrance overlooking the water fountain, creating the perfect retreat. You will love the beautiful woodwork in the open living room with big windows for natural light. The large formal dining room is wonderful for families to gather. Enjoy peace of mind with new appliances, many new windows, updated flooring, some new plumbing, electric fireplace & additional improvements throughout the home. Stairs to attic for additional storage and a partial basement as well. Sip your morning coffee or unwind in the evening on the charming covered front porch and enjoy the neighborhood atmosphere. Outside, you'll find a 3-car garage/workshop, storage shed, and a location that is hard to beat, all within walking distance to shopping, restaurants, banking and additional businesses. Character, comfort, and convenience wrapped into one delightful property!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
4/10
Morgan Co. Middle SchoolGrades 6-80.8 mi
4/10
Morgan Co. High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled

Materials

  • Foundation: Basement,Crawlspace
  • Roof: Composition
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Range,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Fireplace,Pantry,Walk-In Closet(s),Walk-In Shower
  • Door features: Storm Door(s)
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Forced Air,Gas
  • Cooling features: Central Air,Wall Unit(s),Attic Fan

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Laundry

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 079031300011009000
  • Zoning description: Residential
  • Exclusions: N/A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Concrete Driveway,Gravel Driveway,Porch,Storage

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot,Level
  • Lot size dimensions: 78 x 150

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Garage Door Opener,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$223$2,676
Property Taxes $137$1,644
Electricity $221$2,657
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 65084$198
Morgan County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 65084
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$344,900
2026-06-12Listed for sale$349,900
2026-02-18Listing removed$239,000
2026-01-24Contingent$239,000
2025-12-05Listed for sale$239,000
2025-11-07Listing removed$260,000
2025-10-25Price change$260,000
2025-09-11Price change$275,000
2025-07-21Listed for sale$300,000

For Sale by Agent

AgentKelly Gramke
BrokerageRE/MAX Lifestyles

Similar Homes