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22224 Kennedy Dr, Galveston, TX, 77554

4beds
4baths
2,000sqft
$1,100,000
$550price/sqft
$7,575/moest. monthly cost
$303,000/yrincome needed

About This Home

GORGEOUS BEACHFRONT HOME in popular Sea Isle! This spacious home has 4 bedrooms/3.5 bathrooms and 2 expansive decks. Exterior features include Hardi-Plank cement board siding and roll-down storm shutters on all doors and windows. Large open living room features high ceilings and a wall of windows to capture the Gulf views. Beautiful kitchen has ample cabinet and countertop space plus a coffee bar area. Primary Bedroom is on the main floor and 3 additional bedrooms including a Guest Suite are upstairs. All bedrooms have deck access. Home is sold furnished including outdoor furnishings and is ready for you to enjoy all summer long. Experience all the Sea Isle neighborhood has to offer including private fishing pier, marina, pool, tennis/pickle ball court, restaurants and more. Make this wonderful home your Galveston Getaway!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Oppe Elementary SchoolGrades PK-414.8 mi
3/10
Weis Middle SchoolGrades 5-815.8 mi
5/10
AIM College & Career PrepGrades 7-1217.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • 3 Bedrooms Up,Primary Bed - 1st Floor,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Window features: Shutters,Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 639400000025000

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Has view: Yes
  • View description: Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Beach Access

Lot

  • Lot size: 7,400 sqft
  • Features: Cleared,Waterfront,0 Up To 1/4 Acre
  • Lot size dimensions: 74 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$273$3,276
Property Taxes $1,502$18,024
Electricity $238$2,859
Total$7,575$90,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,714/yr
40% on housing$227,250/yr
45% on housing$202,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$328
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,100,000
2026-04-04Pending sale$1,100,000
2026-03-28Listed for sale$1,100,000

For Sale by Agent

AgentAlison Christensen
BrokerageSand N Sea Properties, LLC

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