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6981 Colonial Dr, Fayetteville, NY, 13066

4beds
4baths
2,907sqft
$494,900
$170price/sqft
$4,088/moest. monthly cost
$163,520/yrincome needed

About This Home

Welcome to Fayetteville's lovely Lymestone Hill neighborhood! This classic New England Cape Cod, situated on a sprawling one-acre corner lot, offers over 2,900 sq ft of living space with timeless charm and plenty of room to grow. A welcoming Foyer with slate flooring and a double-wide coat closet opens to a spectacular Great Room featuring gleaming original hardwoods, brick fireplace and a bow of mullioned windows overlooking the expansive backyard and beautiful perennial garden. The spacious L-shaped Kitchen is designed for both everyday living and entertaining flowing seamlessly into the Family Room or the elegant Formal Dining Room. There is abundant counter space, loads of cabinetry, a walk-in Pantry (possible 1st Floor Laundry?), built-in desk, and bar sink. There's also a handy Half Bath, a service door entry, and direct access into the side-load two-car garage! The First Floor, front-to-back, Primary Suite with its private Full Bath, boasts a vanity, two double-wide closets, and orig hardwoods under the carpeting. Also on this level is the Second Bedroom - ideal for guests or a Home Office, and the Second Full Bath. Upstairs boasts two very spacious bedrooms - both with lots of closet space, built-ins, hardwoods, and the Third Full Bath. At the end of the hallway is the partial walk-in Attic offering great storage or finish the space into a fifth Bedroom or Bonus Room. Original hardwood floors extend throughout the home - up & down. The decor is neutral with some fresh interior & exterior painting, and the looong list of recent repairs and improvements has set the stage for all the "fun stuff" - like making this house YOUR home with your own vision and style. The massive Walkout Basement is already framed and ready to be finished into additional living space! It features a second Fireplace and is plumbed for a second Half Bath (fixtures inc!). Conveniently located near shops, services, major highways, and the highly sought-after Jamesville-DeWitt School District, this exceptional home combines classic New England character with generous space and outstanding potential. NOTE: Three photos were AI staged for inspiration only!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Cedar,Shake Siding,Vinyl Siding,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Disposal,Gas Water Heater,Refrigerator,Range Hood,See Remarks,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Up Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Bathroom Rough-In,Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Great Room,Kitchen/Family Room Combo,Walk-In Pantry,Window Treatments,Bedroom on Main Level,Main Level Primary,Primary Suite,Programmable Thermostat
  • Window features: Drapes,Storm Window(s),Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Gas,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,907
  • Total interior livable area: 2,907 sqft

Property

Details

  • Parcel number: 31268907700000070030000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.91 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 176 x 188

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$191$2,292
Property Taxes $915$10,980
Electricity $480$5,764
Total$4,088$49,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,160/yr
40% on housing$122,640/yr
45% on housing$109,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 13066$193
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13066$192
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$494,900
2026-08-03Listed for sale$494,900
1996-08-29Sold$277,000

For Sale by Agent

AgentEdlyn A. Polito
BrokerageColdwell Banker Prime Prop,Inc

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