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403 Arrowhead Point, Kerens, TX, 75144

3beds
3baths
1,849sqft
$419,900
$227price/sqft
$3,328/moest. monthly cost
$133,120/yrincome needed

About This Home

Welcome to 403 Arrowhead Point in Sweetwater Ranch, where peaceful lake living meets refined comfort on 1.21 beautifully treed acres near Richland Chambers Lake. Built in 2019, this thoughtfully designed 3-bedroom, 2.5-bath lake house blends warm textures and timeless finishes with an open, airy layout made for gathering. Vaulted ceilings and a floor-to-ceiling stone fireplace create an inviting focal point in the living room, while natural light pours in and highlights the rich wood flooring throughout the main living spaces. The kitchen is both functional and beautiful, featuring polished granite countertops, custom-stained solid wood cabinetry with crown molding, stainless steel double ovens, an electric cooktop, large island, breakfast bar, and abundant built-ins. It’s the kind of space where holidays are hosted, stories are shared, and everyday moments feel special. The private primary suite offers a relaxing retreat with a tray ceiling, spacious walk-in closet, and an ensuite bath complete with dual sinks, granite counters, linen storage, and a separate tiled shower. Two additional bedrooms, a dedicated office, full bath, and half bath provide flexibility for guests, hobbies, or working from home. Step outside to a covered back deck overlooking a generous backyard and fire pit area—perfect for slow mornings with coffee or evenings under the Texas sky. With a circular driveway, oversized side-entry garage with workshop space, underground utilities, and access to the community boat ramp, this Sweetwater Ranch property delivers both privacy and lake lifestyle convenience. Whether you're looking for a full-time residence or a weekend escape near Richland Chambers Lake, this home offers space, style, and the kind of setting that makes coming home feel like a getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-126.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Microwave,Refrigerator,Vented Exhaust Fan,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 8

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9 x 8

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Masonry,Wood Burning,Insert
  • Fireplace: Yes

Half Bath

  • Features: Granite Counters
  • Level: First
  • Dimensions: 6 x 5

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,849 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 14 x 9

Laundry

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 12 x 7

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 21 x 14

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Granite Counters,Linen Closet,Separate Shower
  • Level: First
  • Dimensions: 12 x 9

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 13

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 13

Other

  • Features: Built-in Features,Linen Closet
  • Level: First
  • Dimensions: 8 x 5

Property

Details

  • Parcel number: 59593

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Fire Pit
  • Fencing: None

Lot

  • Lot size: 1.21 Acres
  • Features: Acreage,Back Yard,Cleared,Interior Lot,Lawn,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Door-Multi,Drive Through,Driveway,Garage,Garage Door Opener,Gravel,Inside Entrance,Kitchen Level,Lighted,Oversized,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$651$7,812
Property Taxes $316$3,792
Electricity $238$2,859
Total$3,328$39,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,102/yr
40% on housing$99,840/yr
45% on housing$88,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$369
Navarro County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$419,900

For Sale by Agent

AgentJulie Teel
BrokerageRE/MAX Lakeside Dreams

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