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4190 Morgan Ave, Billings, MT, 59101

3beds
2baths
1,180sqft
$324,900
$275price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

*Seller is offering up to $5,000 toward Buyer’s closing costs and/or interest rate buy down with an acceptable offer.* Fully renovated and truly move-in ready, this beautifully updated 3-bedroom, 2-bath home has been thoughtfully transformed from top to bottom. Every detail has been carefully considered to deliver a clean, modern aesthetic paired with lasting quality. The all-new kitchen serves as the centerpiece, featuring quartz countertops, custom cabinetry, and a full suite of brand-new appliances—perfect for both everyday living and entertaining. Throughout the home, you’ll find fresh flooring, updated paint, modern lighting, new doors, and upgraded windows that create a bright, inviting atmosphere. Major system upgrades—including a new furnace, central air conditioning, and water heater—offer long-term comfort and peace of mind. Outside, the property continues to impress with a detached two-car garage, fully fenced yard, fresh sod, new exterior paint, and an additional storage shed for added convenience. This home truly checks every box and qualifies for FHA financing—an exceptional opportunity to own a turnkey property where all the work has already been done!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
4/10
Riverside Middle SchoolGrades 6-80.5 mi
4/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Partially Carpeted,Plank,Tile,Vinyl
  • Finished area above ground: 1,180

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 000A171170
  • Zoning description: Call Listing Agent for Details
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 6,272 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance $222$2,664
Property Taxes $144$1,728
Electricity $151$1,812
Total$2,159$25,908

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$324,900
2026-04-07Listed for sale$335,000

For Sale by Agent

AgentTrampus Corder
BrokerageCorder & Associates

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