




4190 Morgan Ave, Billings, MT, 59101
About This Home
*Seller is offering up to $5,000 toward Buyer’s closing costs and/or interest rate buy down with an acceptable offer.* Fully renovated and truly move-in ready, this beautifully updated 3-bedroom, 2-bath home has been thoughtfully transformed from top to bottom. Every detail has been carefully considered to deliver a clean, modern aesthetic paired with lasting quality. The all-new kitchen serves as the centerpiece, featuring quartz countertops, custom cabinetry, and a full suite of brand-new appliances—perfect for both everyday living and entertaining. Throughout the home, you’ll find fresh flooring, updated paint, modern lighting, new doors, and upgraded windows that create a bright, inviting atmosphere. Major system upgrades—including a new furnace, central air conditioning, and water heater—offer long-term comfort and peace of mind. Outside, the property continues to impress with a detached two-car garage, fully fenced yard, fresh sod, new exterior paint, and an additional storage shed for added convenience. This home truly checks every box and qualifies for FHA financing—an exceptional opportunity to own a turnkey property where all the work has already been done!
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Roof: Asphalt
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Partially Carpeted,Plank,Tile,Vinyl
- Finished area above ground: 1,180
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,180
- Total interior livable area: 1,180 sqft
Property
Details
- Parcel number: 000A171170
- Zoning description: Call Listing Agent for Details
- Special condition: None
Features
- Levels: One
- Stories: 1
- Fencing: Chain Link
Lot
- Lot size: 6,272 sqft
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance | $222 | $2,664 |
| Property Taxes | $144 | $1,728 |
| Electricity | $151 | $1,812 |
| Total | $2,159 | $25,908 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $324,900 |
| 2026-04-07 | Listed for sale | $335,000 |
