4054 Center Farm Ln, Traverse City, MI, 49685
About This Home
Experience thoughtfully crafted living in this beautifully built new construction home, where quality materials and smart design come together to capture the essence of Northern Michigan living. Set on a generous half-acre lot in a highly sought-after west-side location, this 4-bedroom, 3-bath home offers the perfect blend of comfort, efficiency, and convenience—just minutes from shopping, Munson Medical, local schools, Fresh Coast Market, Moomers Ice Cream, and public beach and lake access on Long Lake. The main level features easy, open-concept living with three bedrooms and two baths, highlighted by cathedral ceilings, rich wood flooring, and a cozy fireplace that creates a warm, inviting atmosphere year-round. The island kitchen is designed for both everyday living and entertaining, complete with stainless steel appliances, abundant cabinetry, and a spacious pantry. Downstairs, the finished lower level expands your living space with an additional bedroom, full bath, and a versatile family room—perfect for guests, recreation, or a private retreat. Built with efficiency and durability in mind, this home includes natural gas, a private well and septic system, Anderson windows, and quality finishes throughout, including solid core interior doors and a beautifully tiled shower with glass door in the primary suite. The primary bedroom also offers a double-sink vanity and a walk-in closet for added comfort and convenience. Outdoor living is just as appealing, with a low-maintenance Trex composite deck overlooking the spacious yard—ideal for relaxing or entertaining while enjoying the fresh Northern Michigan air. A 3-car attached garage and concrete driveway provide ample storage and practicality. Located in a quiet, well-maintained community where the HOA covers road maintenance and snow removal, this home offers the ease of year-round living in one of Traverse City’s most desirable areas. Quality built by Traverse Homes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Insulated Concrete Panels
- Roof: Asphalt
- Construction materials: 2x6 Framing,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Egress Windows
Bedroom2
- Level: Main
- Area: 156
Bedroom3
- Level: Main
- Area: 132
Bedroom4
- Level: Lower
- Area: 150
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Lower
- Area: 360
Features
- Cathedral Ceiling(s),Walk-In Closet(s),Pantry,Solid Surface Counters,Kitchen Island,Mud Room,High Speed Internet
- Flooring: Wood,Carpet
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 906
- Finished area above ground: 1,694
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: Main
- Area: 176
Living Room
- Level: Main
Master Bathroom
- Features: Private
Master Bedroom
- Level: Main
- Area: 195
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0880300200
- Zoning description: Residential,Deed Restrictions,Outbuildings Allowed
Features
- Patio & porch: Deck,Covered
- Exterior features: Sprinkler System,Rain Gutters
- Has view: Yes
- View description: Countryside View
- Waterfront features: None
Lot
- Lot size: 0.46 Acres
- Features: Level,Sloped
- Lot size dimensions: 144.75 x 153.85 x 145.15 x 13
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Concrete,Private
- Has garage: Yes
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,741 | $44,892 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $121 | $1,452 |
| Electricity | $283 | $3,403 |
| Total | $4,311 | $51,732 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $729,900 |
| 2026-03-02 | Listed for sale | $749,000 |
| 2026-03-02 | Listing removed | $749,000 |
| 2025-11-18 | Listed for sale | $749,000 |
| 2025-11-18 | Listing removed | $749,000 |
| 2025-10-29 | Listed for sale | $749,000 |
| 2025-10-29 | Listing removed | $749,000 |
| 2025-10-01 | Listed for sale | $749,000 |
| 2025-10-01 | Listing removed | $749,000 |
| 2025-07-31 | Listed for sale | $749,000 |
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