See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8145 Speach Dr, Baldwinsville, NY, 13027

5beds
4baths
4,480sqft
$550,000
$123price/sqft
$4,720/moest. monthly cost
$188,800/yrincome needed

About This Home

Welcome to 8145 Speach Drive in Baldwinsville! Tucked away at the back of the neighborhood and bordering forever wild land, this exceptional home offers a peaceful setting with privacy that's hard to find. Step inside to discover a spacious, thoughtfully designed floor plan enhanced by fresh paint throughout and freshly cleaned carpets, making it truly move-in ready. The formal living room welcomes you with soaring vaulted ceilings and a dramatic wall of windows that fills the space with natural light while showcasing the beautiful backyard views. The heart of the home is the expansive eat-in kitchen featuring a large center island, abundant cabinetry, and an open layout that flows seamlessly into the inviting family room with a cozy gas fireplace—perfect for everyday living and entertaining alike. A formal dining room provides an elegant space for holiday gatherings and special occasions. The first-floor primary suite offers comfort and convenience with a private full bathroom, while first-floor laundry and a half bath complete the main level. Upstairs, you'll find three generously sized bedrooms and a full bathroom, providing plenty of room for guests. The fully finished walkout lower level adds incredible living space with two additional bedrooms, a full bathroom, a spacious recreation room featuring a built-in bar, and multiple storage rooms to keep everything organized. Outdoor living is just as impressive. Relax in the three-season room or step onto the adjoining deck overlooking the private backyard and forever wild backdrop—an ideal setting for morning coffee, summer barbecues, or simply enjoying nature. A two-car attached garage completes this wonderful property. Offering a blank slate, multiple living spaces, and an unbeatable private location, this home combines space, functionality, and a setting you'll love coming home to. Fresh paint throughout and freshly cleaned carpets make it easy to move right in and start enjoying everything this beautiful home has to offer. - Some photos have been virtually staged.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
8/10
Charles W Baker High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Brick,Cedar,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Den,Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Kitchen Island,Bar,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 917

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,480
  • Total interior livable area: 4,480 sqft

Property

Details

  • Parcel number: 31368907400000040010010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Blacktop Driveway,Deck,Patio

Lot

  • Lot size: 1.20 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 125 x 416

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$182$2,184
Property Taxes $1,017$12,204
Electricity $740$8,884
Total$4,720$56,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,828/yr
40% on housing$141,600/yr
45% on housing$125,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 13027$248
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13027$200
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$525,000
2026-07-22Price change$550,000
2026-07-03Listed for sale$575,000
2022-07-01Sold$460,000
2022-05-03Pending sale$390,000
2022-04-27Listed for sale$390,000
2021-09-24Listing removed--
2021-09-06Listed for sale$379,900
2019-02-21Sold$334,900
2019-02-11Pending sale$334,900
2019-02-11Listed for sale$334,900
2019-01-08Listing removed$334,900
2019-01-03Pending sale$334,900
2018-12-24Listed for sale$334,900
2006-04-24Sold$274,000

For Sale by Agent

AgentBen Gray
BrokerageeXp Realty

Similar Homes