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723 Howard Ave, Billings, MT, 59101

3beds
2baths
1,401sqft
$324,500
$232price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

Welcome to this well maintained 3 bed, 2 bath home just 10 minutes from the medical corridor and Rocky Vista Medical School. This home offers true move-in ready living with key system updates including a newer furnace, AC, windows, roof, gutters, appliances, and updated electrical. Situated on a double lot with a fully enclosed privacy fence, the backyard offers a peaceful space to garden or entertain and a great outdoor area for pets. Kitchen features durable concrete countertops, open shelving, a gas range and access to the backyard with a convenient doggy door. Upstairs offers a vaulted space perfect as a bedroom, guest room or office. Fully finished basement includes a second bedroom with proper egress, a full bathroom and a spacious laundry area. Located in a quiet neighborhood, this home has been loved, and it shows. Schedule your showing today!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

2/10
3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Washer,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 781

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,401 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: A19076
  • Zoning description: First Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Deck,Fence,Garden
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Alley,Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,640$19,680
Home Insurance $222$2,664
Property Taxes $144$1,728
Electricity $151$1,812
Total$2,157$25,884

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$324,500
2026-04-03Listed for sale$335,000
2022-07-29Listing removed--
2022-06-12Contingent$269,000
2022-06-10Price change$269,000
2022-06-03Listed for sale$274,000
2019-05-03Sold--
2019-04-05Pending sale$187,500
2019-03-24Listed for sale$187,500
2019-03-15Pending sale$187,500
2019-02-22Listed for sale$187,500
2018-11-26Listing removed$125,000
2018-09-28Pending sale$125,000
2018-08-31Price change$125,000
2014-03-12Listed for sale$139,900
2009-08-04Sold--
2009-06-17Listed for sale$98,000

For Sale by Agent

AgentMadeline Krebill
BrokeragePureWest Real Estate - Billings

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