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4113 Stone St, Billings, MT, 59101

4beds
2baths
2,016sqft
$329,900
$164price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

This exceptionally nice home features 4 bedrooms, 2 baths, a bonus room or office and warm, inviting family room. Much of this home has been renovated and updated with new electrical devices including all new light fixtures, canned lights, ceiling fans, switches. All appliances stay including washer and dryer. The refrigerator is brand new and the other appliances less than 4 years old. Both bathrooms have been recently updated and the lower bath is brand new! Newer flooring throughout the entire home with the upstairs being waterproof wood laminate and new carpet down. The entire lower level was redone with new sheetrock, paint and texture, flooring and bath. All interior doors have been recently updated and fresh paint inside and out. (the garage will be painted prior to closing and the two bedrooms down are non-egress). Home warranty included. Buyer to verify.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
4/10
Riverside Middle SchoolGrades 6-80.6 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: A20521
  • Zoning description: Mid-Century Neighborhood Residential

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fence,Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,967 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance $226$2,712
Property Taxes $165$1,980
Electricity $151$1,812
Total$2,210$26,520

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$329,900
2026-04-26Contingent$329,900
2026-04-07Listed for sale$329,900
2022-10-03Listing removed--
2022-09-11Contingent$218,000
2022-09-07Listed for sale$218,000
2022-08-28Contingent$218,000
2022-08-28Listed for sale$218,000
2022-08-23Contingent$218,000
2022-08-19Listed for sale$218,000
2020-01-27Sold--
2019-12-11Pending sale$189,500
2019-11-18Listed for sale$189,500

For Sale by Agent

AgentBarbara Kocab-Newton
BrokerageMetro, REALTORS L.L.P

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