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103 Albernathy St, Liverpool, NY, 13088

3beds
2baths
1,101sqft
$215,000
$195price/sqft
$1,801/moest. monthly cost
$72,040/yrincome needed

About This Home

Welcome to 103 Albernathy Street in Liverpool—a home filled with potential and plenty of space to enjoy both inside and out! The kitchen comes fully equipped with all appliances, and the washer and dryer are included, making your move even easier. Hardwood floors throughout offer great character and the opportunity to shine beautifully with a little refinishing. The comfortable living room provides a welcoming space for everyday relaxation, while the spacious family room addition off the back offers even more room to entertain, unwind, or gather with family and friends. Step outside to a backyard designed for summer fun, featuring a 24-foot above-ground pool and two gazebos—ideal for outdoor dining, entertaining, or simply relaxing. Several major updates have already been taken care of, including a roof that is just five years old and a new water heater. With its generous living space, inviting backyard, and convenient Liverpool location, this home is ready for its next owner to add their personal touches and make it their own!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
7/10
Liverpool High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Natural Woodwork,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,101
  • Total interior livable area: 1,101 sqft

Property

Details

  • Parcel number: 31488908300000040070000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Blacktop Driveway,Deck,Fully Fenced,Pool,Patio
  • Fencing: Full

Lot

  • Lot size: 5,998 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$71$852
Property Taxes $397$4,764
Electricity $246$2,954
Total$1,801$21,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,748/yr
40% on housing$54,030/yr
45% on housing$48,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 13088$175
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13088$182
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Contingent$215,000
2026-08-03Listed for sale$215,000
2014-09-19Sold$90,000
2014-07-09Listed for sale$97,000
2011-10-14Listing removed$89,900
2011-10-04Listed for sale$89,900

For Sale by Agent

AgentCarol Jones
BrokerageHoward Hanna Real Estate

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