




2119 Terrace Ln S, Skaneateles, NY, 13152
About This Home
Perched above the clear waters of Skaneateles Lake, this split-level ranch offers breathtaking lake views and 150 feet of shared, permanent lake access with docks—providing an exceptional opportunity to enjoy one of Central New York's most sought-after waterfront destinations. Inside, you'll find hardwood floors throughout, four spacious bedrooms and 2 ½ updated baths, including primary suite with a private bath. The newer kitchen features modern appliances, abundant cabinetry, immersive garden views from the breakfast area, and flows seamlessly into the open dining and living areas. Filled with natural light, the living room is anchored by a cozy wood-burning fireplace, creating the perfect gathering space. The main entry level offers a versatile family room with a second wood-burning fireplace, custom built-ins, and a classic mantel, along with a fourth bedroom that is ideal for guests or a home office. An additional partially finished lower level provides flexible space for a recreation room, fitness area, or extra storage. Step outside from the kitchen onto a large deck overlooking meticulously manicured gardens and a stunning water feature. The extraordinary landscaping has been featured on the renowned Skaneateles Garden Tour, creating a private outdoor retreat unlike any other. Located just across the private road, the shared lake access includes 150 feet of pristine Skaneateles Lake shoreline with permanent docks, making boating, swimming, and lakeside relaxation effortlessly accessible. Just minutes from the charming Village of Skaneateles, this exceptional property combines scenic beauty, comfortable living, and an unbeatable lakeside lifestyle.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1964
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Shake Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave,Propane Water Heater,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bath in Primary Bedroom
- Flooring: Hardwood,Tile,Varies
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 598
Heating
- Heating features: Propane,Baseboard
Interior Area
- Total structure area: 1,973
- Total interior livable area: 1,973 sqft
Property
Details
- Parcel number: 31508905700000030050000000
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Open,Porch
- Exterior features: Blacktop Driveway,Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,Lake
- Waterbody name: Skaneateles Lake
- Frontage length: 150
Lot
- Lot size: 0.37 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Onondaga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $1,848 | $22,176 |
| Electricity | $326 | $3,912 |
| Total | $7,474 | $89,688 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $999,000 |
| 1988-08-01 | Sold | $155,000 |
