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1070 Lynch Rd, Baldwinsville, NY, 13027

3beds
1baths
1,188sqft
$175,000
$147price/sqft
$1,510/moest. monthly cost
$60,400/yrincome needed

About This Home

Tucked away on Lynch Road, a private dead-end dirt road, this waterfront property offers peaceful Seneca River living with endless potential. Enter through the enclosed porch where you'll enjoy river views and a generous side yard. Inside, the home features an open-concept kitchen, dining, and living area centered around a large stone fireplace. A glass slider leads to a covered step overlooking the backyard and shoreline, creating easy access to the waterfront. The primary bedroom is positioned to take advantage of the Seneca River views, creating a peaceful space to start and end your day. Down the hall, you'll find two additional generously sized bedrooms. A full bathroom serves the bedroom wing of the home, providing a functional layout with plenty of opportunity for updates and personalization. Whether you're looking to renovate, refresh, or completely reimagine the space, this waterfront property offers an exceptional setting and endless potential to create your own retreat along the Seneca River.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Charles W Baker High SchoolGrades 10-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1935

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dining Area,Separate/Formal Living Room,Living/Dining Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Property

Details

  • Parcel number: 31568904000000010180010000
  • Special condition: Estate

Features

  • Exterior features: Dirt Driveway,Enclosed Porch,Porch,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Seneca River
  • Frontage length: 179

Lot

  • Lot size: 0.52 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 197 x 158

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$57$684
Property Taxes $323$3,876
Electricity $246$2,954
Total$1,510$18,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,771/yr
40% on housing$45,300/yr
45% on housing$40,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 13027$248
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13027$200
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$175,000
2026-06-20Listed for sale$195,000
2026-05-08Listing removed$225,000
2025-11-07Listed for sale$225,000
2004-04-30Sold$103,000

For Sale by Agent

AgentKaitlin Kelly
BrokerageHoward Hanna Real Estate

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