1082 Lynch Rd, Baldwinsville, NY, 13027
About This Home
Escape to the waterfront with this beautifully updated Seneca River cottage offering 70 feet of water frontage on an expansive double lot and endless opportunities to relax, boat, fish, and enjoy life on the water. With 924 square feet of thoughtfully designed living space, this charming retreat features one bedroom plus a loft accessed by a unique spiral staircase —perfect for additional sleeping space, guests, or a cozy reading nook or easily converted to a private 2nd bedroom! The recently renovated kitchen showcases timeless white cabinetry, stainless steel appliances, granite counter tops, and a bright, fresh feel that complements the cottage's inviting atmosphere. Property was completely updated in 2024 with plumbing, appliances, furnace, water pump and hot water heater. Enjoy 3 sources of heat - propane forced air, electric baseboard and a pellet stove! Step outside and enjoy your private dock (included), making it easy to spend your days boating, kayaking, paddleboarding, or simply soaking in the peaceful river views. Whether you're searching for a weekend getaway, a seasonal retreat, or a low-maintenance waterfront home, this property offers the perfect blend of modern updates and classic cottage charm. Don't miss this opportunity to own an affordable slice of Seneca River waterfront. Start making unforgettable memories in this move-in-ready cottage where every day feels like a vacation!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1930
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Eat-in Kitchen,Living/Dining Room
- Flooring: Carpet,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 924
- Total interior livable area: 924 sqft
Property
Details
- Parcel number: 31568904000000010240010000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway,Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock Access,River Access,Stream
- Waterbody name: Seneca River
- Frontage length: 70
Lot
- Lot size: 4,791 sqft
- Features: Flood Zone,Rectangular,Rectangular Lot
- Lot size dimensions: 70 x 75
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Onondaga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $516 | $6,192 |
| Electricity | $246 | $2,954 |
| Total | $2,264 | $27,168 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $249,900 |
| 2026-08-11 | Price change | $249,900 |
| 2026-08-01 | Price change | $279,000 |
| 2026-07-22 | Listed for sale | $299,000 |
| 2024-11-27 | Sold | $220,000 |
| 2014-10-08 | Sold | $103,000 |
| 2014-06-10 | Price change | $109,900 |
| 2014-04-26 | Listed for sale | $114,900 |
| 2013-11-02 | Listing removed | $119,900 |
| 2013-08-14 | Listed for sale | $119,900 |
| 2010-04-29 | Sold | $85,900 |
| 2009-11-22 | Listing removed | $98,500 |
| 2009-08-24 | Price change | $98,500 |
| 2009-08-16 | Listed for sale | $108,900 |
| 2009-07-14 | Listing removed | $98,500 |
| 2009-05-17 | Price change | $98,500 |
| 2009-03-12 | Listed for sale | $108,900 |
| 2009-02-07 | Listing removed | $110,000 |
| 2008-09-01 | Listed for sale | $110,000 |
View on Zillow