45 John Street, Middletown, NY, 10940
About This Home
Opportunity awaits! 2-bedroom, 1-bath one-family home with 2-car garage. Includes a large patio above the garage. Eat in kitchen with refrigerator and gas stove. The seller gutted and renovated the house in 1989. Property requires complete renovation and is being sold as-is. Ideal for investors, contractors, or buyers looking to build equity. Convenient location close to shopping, schools, and commuter routes. Cash or renovation financing preferred. Bring your vision and unlock this property's potential! The electric is on, heat and hot water, municipal water & sewer are hooked up and on. Possible to expand the house above the garage.
Getting Around
Walker's Paradise
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1900
Materials
- Foundation: Block
- Construction materials: Block,Fiberglass Insulation,Frame,Vinyl Siding
Notable Dates
- Major remodel year: 1989
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,High Ceilings
- Window features: Double Pane Windows,Oversized Windows
- Fireplace features: None
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 921
- Total interior livable area: 921 sqft
Property
Details
- Parcel number: 3309000250000013011.0000000
- Special condition: None
Features
- Patio & porch: Patio,Terrace
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 2,100 sqft
- Features: City Lot
- Lot size dimensions: 100 x 21
Parking
- Total spaces: 4
- Parking features: Driveway,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $378 | $4,536 |
| Electricity | $246 | $2,954 |
| Total | $1,841 | $22,092 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $225,000 |
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