




10 Forest Avenue, Middletown, NY, 10940
About This Home
AFFORDABLE COLONIAL HOME with low taxes, two bedrooms, one bathroom, and flexible extra space. This 1,080 sq. ft. home features vinyl siding, municipal services, and natural gas for heat, hot water, and cooking. Enjoy private off-street parking for up to three cars, with curb-cut access from two streets. The home offers classic charm and character, a covered front porch, concrete walkways, and outdoor space suitable for a small garden, play area, or additional parking. The first floor includes the main living areas: living room, kitchen, and dining area. Upstairs are two bedrooms and a full bathroom, with a walk-up attic providing extra storage. The walk-out basement offers space for a family room, laundry area with washer and dryer, plus windows and a door leading to a concrete patio overlooking the green yard and private parking. The first and second floors currently have carpet, with original hardwood floors underneath. Conveniently located near services and amenities, within walking distance of the community college and just a five-minute drive to the I-84 intersection. With ownership costs comparable to rent, this charming home is a great opportunity to buy instead of renting a home.
Getting Around
Schools
Construction
Condition
- Property condition: Actual
- Year built: 1878
Materials
- Foundation: Concrete Perimeter,Other
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 1970
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Gas Range,Microwave,Washer
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Basement,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Partially Finished,See Remarks,Walk-Out Access
Bathroom1
- Level: Second
Bathroom1
- Level: Second
Bathroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Lower
Features
- Eat-in Kitchen,Open Kitchen,Original Details,Soaking Tub
- Flooring: Carpet,Hardwood,Other,Tile,Vinyl
- Attic: See Remarks,Storage,Unfinished,Walkup
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,080 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Living Room
- Level: First
Property
Details
- Parcel number: 3309000360000007002.0000000
- Special condition: None
Features
- Levels: Tri-Level
- Patio & porch: Covered,Porch
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 3,417 sqft
- Features: City Lot,Cleared,Front Yard,Hilly,Near Public Transit,Near School,Near Shops,See Remarks,Stone/Brick Wall
- Lot size dimensions: 50' x 59'
Parking
- Total spaces: 3
- Parking features: Driveway,Off Street,Parking Lot,Private,Unpaved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hurricane
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $547 | $6,564 |
| Electricity | $246 | $2,954 |
| Total | $2,552 | $30,624 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $325,000 |
