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3441 Poly Dr APT 8, Billings, MT, 59102

3beds
3baths
2,548sqft
$305,000
$120price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

Nice townhome in great location. Home has 2 bedrooms on the main level and 1 bedrooms in the basement non egress. The main level has an open floor plan with the living room, dining room and kitchen. Large main bedroom and 2nd bedroom upstairs can be used as an office or bedroom. Entrance to home from garage in additional bedroom. Fireplace has newer gas insert that has never been used. Washer and dryer hook-ups both up and down. Yard is fenced. Come check this home out and make it your own. The HOA covers exterior and ground maintenance, lawn, snow, exterior insurance, water, and trash.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
Ben Steele Middle SchoolGrades 6-82.9 mi
5/10
Billings West High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Free-Standing Range,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,548 sqft

Property

Details

  • Parcel number: A24943
  • Zoning description: PUD - Planned Unit Development

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler/Irrigation,Patio
  • Fencing: Fenced

Lot

  • Features: Interior Lot,Level,Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance $185$2,220
Property Taxes $23$276
Electricity $174$2,099
Total$1,924$23,088

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$147
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$305,000

For Sale by Agent

AgentKaren Hayes
BrokerageMetro, REALTORS L.L.P

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