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155 Chambers Street, Newburgh, NY, 12550

1beds
--baths
--sqft
$385,000
--price/sqft
$2,966/moest. monthly cost
$118,640/yrincome needed

About This Home

Excellent investment opportunity! Well-maintained legal three-family property in the City of Newburgh. Features three spacious apartments with separate utilities, and a full basement for additional storage. Conveniently located near schools, shopping, restaurants, public transportation, and major highways. Ideal for investors or owner-occupants looking to generate rental income. Don't miss this opportunity!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
South Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick,Brownstone

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Storage

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Property

Details

  • Parcel number: 3311000180000004012.0000000
  • Special condition: None

Lot

  • Lot size: 2,000 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$126$1,512
Property Taxes $648$7,776
Electricity $246$2,954
Total$2,966$35,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,691/yr
40% on housing$88,980/yr
45% on housing$79,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$206
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$385,000
2026-07-09Listed for sale$390,000
2025-02-19Sold$260,000
2019-09-25Listing removed$900
2019-08-03Listed for rent$900
2018-10-31Listing removed$950
2018-10-04Price change$950
2018-08-30Sold$148,000
2018-08-29Listed for rent$1,000
2018-05-09Sold$148,000
2017-06-21Price change$165,000
2016-03-07Listed for sale$139,900

For Sale by Agent

AgentEliezer Epstein
BrokeragePoint Realty USA

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