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423 3rd Street, Newburgh, NY, 12550

3beds
2baths
1,296sqft
$209,000
$161price/sqft
$1,721/moest. monthly cost
$68,840/yrincome needed

About This Home

New on the Market, this1920 two stories home is a perfect fixer upper and is in need of interior renovations to bring it back to its original charm. The Hardwood floors have been kept in fairly good shape throughout the home. The woodwork on all levels has been maintained throughout the home as well! The interior rooms have 3 bedrooms,2 full baths, spacious Livingroom as well as the dining room, there is plenty of storage spaces throughout the home. there is also a spacious walk-up attic for additional storage and a full basement for plenty of storage or a workplace for the new homeowner. The property is located among several well-maintained homes and is an asset to the area. Take a look and see how you can bring this property back to its original charm. Property is as is condition with no warranties Thank you for showing.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

3/10
3/10
South Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Full Bath
  • Flooring: Hardwood
  • Attic: Full

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 3311000200000002001.0000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Porch
  • Exterior features: Mailbox
  • Fencing: Back Yard

Lot

  • Lot size: 3,570 sqft
  • Features: Back Yard,City Lot,Cleared,Corner Lot
  • Lot size dimensions: 34 x 105

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$68$816
Property Taxes $351$4,212
Electricity $246$2,954
Total$1,721$20,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,005/yr
40% on housing$51,630/yr
45% on housing$45,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$305,999

For Sale by Agent

AgentLouis J Shorette
BrokerageCentury 21 E & M Williams Rlty

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