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289 1st Street, Newburgh, NY, 12550

2beds
2baths
1,050sqft
$315,990
$301price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Step into a fully renovated Hudson Valley gem. This beautifully updated home offers a modern, open kitchen with upgraded cabinetry, granite countertops and a massive granite island perfect for cooking and storage. The kitchen opens directly to the backyard for effortless indoor-outdoor living and entertaining. Upstairs you’ll find two comfortable bedrooms and a full bath with tub. The entire house was redone from top to bottom — new roof, new hot water heater, new heating system, new hardwood floors, new windows and more. Located just 15 minutes from Metro-North for an easy commute to NYC, and surrounded by excellent hiking and biking opportunities. Move in and enjoy the best of Hudson Valley living. PICTURES WERE TAKEN BEFORE RENTAL.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
South Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1890

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,ENERGY STAR Qualified Appliances,Microwave,Refrigerator,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: First

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Granite Counters
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Hardwood
  • Attic: Full,Walkup

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 331100.029.0000001007.000/0000
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 2,500 sqft
  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,597$19,164
Home Insurance *$103$1,236
Property Taxes $531$6,372
Electricity $246$2,954
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$206
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$315,990
2026-05-29Listed for sale$329,990
2020-12-23Listing removed$1,700
2020-12-17Price change$224,500
2020-12-10Listed for rent$1,700
2020-11-10Price change$230,000
2020-10-27Price change$235,000
2020-09-10Price change$238,000
2020-08-06Price change$240,000
2020-07-27Listed for sale$248,000
2020-01-30Sold$40,000
2019-10-01Pending sale$65,000
2019-08-19Listed for sale$65,000
2018-11-07Sold$45,000
2018-06-18Price change$45,000
2018-05-08Listed for sale$65,000
1997-08-29Sold$12,500

For Sale by Agent

AgentSerena Johnson
BrokerageeXp Realty

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