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86 William Street, Newburgh, NY, 12550

4beds
2baths
1,760sqft
$550,000
$313price/sqft
$4,176/moest. monthly cost
$167,040/yrincome needed

About This Home

Great investment opportunity fully rented, and renovated units with new boilers, freshly painted, new roof , Beautiful new floors overall and more .Tenants are month by month, all separate utilities, low taxes. This is a money maker, apartment first floor tenant is paying $1420 but the tenant pays for all the utilities, and the tenant second floor is paying $1500 a month and landlord pays for water ; Monthly income $2920; Gross Income: $35.040.00; utilities per month: Trash $150, Water $160, Insurance: $900, Net Income $34,080 Additional Information please see Remarks. Close to shopping, schools, Restaurants, Highways, and low taxes .

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
South Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1930

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Pantry,Walk Through Kitchen
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Hot Water,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 331100.038.0000004037.000/0000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 2,500 sqft
  • Features: Level,Near Public Transit,Near Shops

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$180$2,160
Property Taxes $925$11,100
Electricity $290$3,490
Total$4,176$50,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,177/yr
40% on housing$125,280/yr
45% on housing$111,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$205
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$550,000
2016-02-17Listing removed$79,900
2015-07-17Price change$79,900
2015-04-09Price change$59,900
2015-04-02Listed for sale$69,900
2014-09-03Sold$55,000
2010-09-08Listing removed$107,500
2010-04-10Price change$107,500
2009-12-19Price change$107,000
2009-10-19Price change$110,000
2009-07-08Listed for sale$107,900
2009-05-01Sold$32,000
2008-11-24Sold$500
2007-02-23Sold$210,000
2005-12-27Sold$130,000
2004-01-08Sold$70,000

For Sale by Agent

AgentElizabeth Nemeth
BrokerageJohn J Lease REALTORS Inc

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