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52 Bay View Terrace, Newburgh, NY, 12550

4beds
2baths
2,476sqft
$398,893
$161price/sqft
$3,227/moest. monthly cost
$129,080/yrincome needed

About This Home

Located on “The Bluff” in Newburgh’s historic Washington Heights neighborhood, this spacious two-family home offers an exceptional opportunity for both investors and owner occupants alike. Positioned on a charming residential street with seasonal Hudson River views, this classic property combines character, functionality, and strong income potential in one of the City of Newburgh’s most desirable locations. Each generously sized unit offers approximately 1,238 square feet with 2 bedrooms, spacious living areas, separate entrances, and private outdoor space including front porches and rear decks. The flexible layout provides comfortable living for tenants or an owner occupant seeking rental income to offset expenses. Separate utilities with tenants paying their own gas and electric make for an attractive and efficient investment setup. The home’s classic facade and elevated setting create wonderful curb appeal, while the location places you just moments from the renowned Newburgh waterfront featuring exceptional restaurants, cafes, breweries, and scenic riverfront activities. Easy access to Interstate 84, the Newburgh-Beacon Bridge, NYS Thruway, and Stewart International Airport makes this an ideal commuter location as well. The rear yard offers additional outdoor enjoyment with mature trees and private space for relaxing or entertaining. Both units enjoy their own distinct entrances and outdoor living areas, adding privacy and convenience rarely found in multifamily properties of this size and character. Whether you are searching for a long-term investment property, a multigenerational setup, or the perfect owner-occupied opportunity in one of Newburgh’s most sought-after neighborhoods, 52 Bay View Terrace delivers location, versatility, and value. Enjoy seasonal river views, historic neighborhood charm, and proximity to the continued revitalization of the City of Newburgh while building equity in a well-positioned multifamily property.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
New Windsor SchoolGrades K-50.9 mi
2/10
South Middle SchoolGrades 6-80.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 2,476 sqft

Property

Details

  • Parcel number: 3311000480000006018.0000000
  • Special condition: None

Features

  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 3,399 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$130$1,560
Property Taxes $671$8,052
Electricity $409$4,910
Total$3,227$38,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,640/yr
40% on housing$96,810/yr
45% on housing$86,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$398,893
2026-06-21Listing removed$398,893
2026-05-12Listed for sale$398,893
2009-01-07Sold$105,000

For Sale by Agent

AgentPenny B Alper
BrokerageYour Move Matters LLC

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