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4039 Cambridge Dr, Billings, MT, 59101

2beds
1baths
980sqft
$205,000
$209price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

Welcome to this inviting two-bedroom, one-bath condo offering comfort, convenience and a low-maintenance lifestyle. The main level features a bright and open kitchen and living area that flow seamlessly together — perfect for everyday living and entertaining. Upstairs, you’ll find two spacious bedrooms and a full bath, providing a comfortable retreat from the main living area. Step outside to your private, fenced patio — ideal for relaxing, gardening or barbequing. This home also includes a shed for extra storage space, underground sprinklers for easy lawn care, and two designated parking spots. Located in a convenient area close to shopping, dining and schools, this condo offers the perfect blend of comfort and practicality. Buyer and Buyers agent to verify all info.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
4/10
Riverside Middle SchoolGrades 6-80.7 mi
5/10
Billings West High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Type & Style

  • Home type: Condo
  • Architectural style: Two Story
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: A25567
  • Zoning description: R6000 – Residential-6000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 435.60 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance $140$1,680
Property Taxes $91$1,092
Electricity $151$1,812
Total$1,418$17,016

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$153
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Listed for sale$205,000
2025-10-24Listing removed$195,000
2025-10-13Listed for sale$195,000
2024-08-13Sold--
2024-07-06Contingent$185,000
2024-07-02Price change$185,000
2024-05-28Listed for sale$195,000
2019-10-04Sold--
2019-08-24Pending sale$93,000
2019-08-04Price change$93,000
2019-07-20Listed for sale$95,000
2018-06-14Sold--
2018-06-02Pending sale$89,900
2018-06-02Listed for sale$89,900

For Sale by Agent

AgentKristina Larsen
BrokerageeXp Realty, LLC - Billings

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