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7 Cross Street, Pt Jervis, NY, 12771

2beds
1baths
768sqft
$289,000
$376price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Amazing cozy house for sale in the nice area with a huge backyard and detached garage. 2 Bdr 1 bath, one floor living, wood flooring. Amazing for a small family or as an alternative to renting. Schedule your showing today. Do not go direct, tenant is in place.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Open Floorplan,Open Kitchen
  • Attic: Crawl

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 3313000010000003007.0000000
  • Special condition: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$116$1,392
Property Taxes $486$5,832
Electricity $246$2,954
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 12771$216
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12771$209
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$299,000
2023-05-25Listing removed--
2023-04-20Sold$157,500
2023-04-20Listed for rent$1,800
2023-03-29Pending sale$169,000
2023-03-09Price change$169,000
2023-03-06Price change$183,000
2022-12-01Price change$189,000
2022-11-21Price change$194,000
2022-11-14Listed for sale$199,000
2022-07-11Listing removed--
2022-06-06Price change$259,000
2022-05-19Listed for sale$299,000
2021-02-25Listing removed--
2020-05-14Listing removed$1,200
2020-05-01Listed for rent$1,200
2017-03-10Listing removed$119,000
2015-11-19Price change$119,000
2015-09-23Listed for sale$127,000
2015-07-17Listing removed$119,900
2015-01-16Listed for sale$119,900
2014-11-04Listing removed$119,900
2014-09-11Listed for sale$119,900
2014-04-07Listing removed$125,000
2014-01-07Listed for sale$125,000
2013-08-22Listing removed$125,000
2006-04-10Sold$87,500
2002-02-07Sold$48,000

For Sale by Agent

AgentOlga Drepina
BrokerageARAO Realty Inc.

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