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4 Hill Street, Pt Jervis, NY, 12771

2beds
2baths
1,250sqft
$310,000
$248price/sqft
$2,458/moest. monthly cost
$98,320/yrincome needed

About This Home

Move-In Ready Home! Inviting, Updated and Well-Maintained Lovely Home. Turn the key- It's Waiting for You! Ideally situated close to the Port Jervis East Main Street School that's just a short walk and to the school athletic fields as well to enjoy school sports events year round without the thought of where to park. This home is on a low traffic dead end street situated on an oversized corner lot that gives extra outdoor space for yard games or that vegetable garden you've always wanted. The driveway goes up to the deck to go in the back door to easily enter hallway, laundry room, half bath, pantry and kitchen.Very modern beautiful updated kitchen (2021) with quartz countertops, large island, refrigerator, natural gas stove, microwave, dishwasher, and perfect lighting to blend with the kitchen design. Dining Room features a large bow window. Spacious living room, front door entrance from a relaxing country front porch, upstairs has newly carpeted flooring (2024), new bathroom (2022), 2 bedrooms, and a room used for a home office. Pride of Ownership throughout is so evident with these many upgrades as well: Roof (2016) Windows (2016) Furnace (2016) Hot water Heater (2022) new Electric Panel (2022) New pulldown aluminum ladder to attic (2022) Water line to street replacement (2024) and chimney re-sleeved and capped (2025). Municipal Water and Sewer services. Weekly trash/recyclable pickup by municipality. Located in the area of the beautiful scenic Delaware River for kayaking, canoeing, walking trails, rafting and much more. Easy access to I-84 highway, minutes to Metro North train station in Port Jervis NY. Close to all services, restaurants and shopping in this Tri-State area of NJ/PA/NY. This home is truly Move-In Ready and a Must See if you are looking for a perfect combination of quality, value, and comfortable living in a highly desirable location!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Formal Dining,Kitchen Island,Open Kitchen,Original Details,Quartz/Quartzite Counters,Recessed Lighting,Walk-In Closet(s)
  • Window features: Bay Window(s),Blinds,Double Pane Windows,Tilt Turn Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Attic: Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Baseboard,Electric,Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 3313000090000009019.0000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Mailbox
  • Fencing: None

Lot

  • Lot size: 8,058 sqft
  • Features: Back Yard,City Lot,Cleared,Corner Lot,Front Yard,Level,Near Public Transit,Near School,Near Shops,Paved

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$124$1,488
Property Taxes $521$6,252
Electricity $246$2,954
Total$2,458$29,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,274/yr
40% on housing$73,740/yr
45% on housing$65,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 12771$216
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12771$209
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$310,000

For Sale by Agent

AgentJoyce Klimkiewicz
BrokerageSkipping Stones Realty

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