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1204 Gardenia Dr, Billings, MT, 59105

4beds
2baths
2,033sqft
$380,000
$187price/sqft
$2,339/moest. monthly cost
$93,560/yrincome needed

About This Home

Ideal opportunity in the Billings Heights (East Bench). This split entry property boasts 4 bedrooms with 2 full bathrooms on a corner lot. Attached two car garage. Great backyard for family events. A large shed that provides storage for yard and garden supplies. New roof was installed in 2025 & solar panels in 2024. New siding to be installed in the summer of 2026. Don’t miss out on this opportunity and schedule a showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Skyview High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split-Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Range,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,033

Heating & Cooling

  • Heating features: Forced Air,Gas,Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,033 sqft

Property

Details

  • Parcel number: A26245
  • Zoning description: Residential Subdivision

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Fenced

Lot

  • Lot size: 7,971 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $238$2,856
Property Taxes $29$348
Electricity $151$1,812
Total$2,339$28,068

Income You'd Need if You Spent...

35% on housing$80,194/yr
40% on housing$70,170/yr
45% on housing$62,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$388,000
2026-04-04Listed for sale$395,000

For Sale by Agent

AgentBryce Willis
BrokerageCentury 21 Shea Realty

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