20 N OAKWOOD Trail, Monroe, NY, 10950
About This Home
Nature Lovers Paradise! 2 Bedroom, 1 Bath Cottage, 550 Sq. Ft. Good Condition, Recently Painted, Two Living Room Skylights. Washer-Dryer in Unit. Near the top of Schunnemunk Mt., Nice Views. Very Private Area. Great Hiking Area, thousands of acres of NY State, preserved land at this location. Baseboard, Gas Heat system and wood stove to heat home. Propane works for stove and boiler. Large Deck. Previously Used as Year-Round Or Seasonal. Well for year-round water. One Lot, SBL 37-2-2.21, Approximately 60 x 186, (from plot plan.) Oakwood is a Private Trail. Seller will consider OWNER FINANCING with 50% down. Please do not go unaccompanied. Rented Propane Tanks Excluded.Washingtownville School District. Close to stores/restaurants/parks and lakes.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1933
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Range,Refrigerator,Washer
- Laundry features: Washer/Dryer Hookup,In Basement
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: See Remarks,Storage Space,Unfinished
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Galley Type Kitchen,Open Floorplan,Storage
- Window features: Skylight(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Baseboard,Propane,Wood
- Cooling features: None
Interior Area
- Total structure area: 5,680
- Total interior livable area: 550 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: 3320890370000002002.2100000
- Special condition: None
- Exclusions: tanks
Features
- Levels: One and One Half
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Panoramic,Trees/Woods
- Residential vegetation: Partially Wooded
Lot
- Lot size: 5,400 sqft
- Features: Back Yard,Front Yard,Hilly,Near Public Transit,Near School,Near Shops,See Remarks,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Off Street,Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $269 | $3,228 |
| Electricity | $246 | $2,954 |
| Total | $1,374 | $16,488 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $190,000 |
| 2026-04-01 | Listing removed | $200,000 |
| 2025-11-23 | Price change | $200,000 |
| 2025-11-04 | Price change | $207,500 |
| 2025-10-24 | Price change | $213,000 |
| 2025-09-19 | Listed for sale | $225,000 |
| 2025-09-16 | Listing removed | $225,000 |
| 2025-09-12 | Price change | $225,000 |
| 2025-07-31 | Price change | $239,900 |
| 2025-07-25 | Price change | $249,900 |
| 2025-07-16 | Price change | $275,000 |
| 2025-07-09 | Listed for sale | $325,000 |
| 2012-10-02 | Sold | $38,000 |
| 2009-12-18 | Sold | $62,000 |
| 2009-09-12 | Listing removed | $64,900 |
| 2009-08-09 | Price change | $64,900 |
| 2009-06-26 | Price change | $74,900 |
| 2009-05-01 | Listed for sale | $84,900 |
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