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280 Westchester Sq S, Billings, MT, 59105

2beds
1baths
1,133sqft
$198,000
$175price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

AFFORDABLE and beautifully remodeled 2-bedroom, 1-bath condo offering 1,133 square feet of low cost and low-maintenance living with easy access to shopping, restaurants and recreational activities. Recent upgrades throughout add a fresh, modern touch, while the functional floor plan provides spacious living areas filled with natural light. The kitchen opens to the dining and living areas, creating an inviting space for everyday living with access to a deck and storage area. Both bedrooms are generously sized, and are located on same level as washer and dryer. The HOA covers water, sewer, garbage, snow removal, lawn care, exterior maintenance, and exterior insurance. Owner is responsible for only electric and internet. Whether you're a first-time homebuyer, looking to downsize, or seeking an investment opportunity, this move-in-ready offers excellent potential.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Skyview High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Split-Foyer
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dryer,Dishwasher,Electric Range,Disposal,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Balcony,Ceiling Fan(s)
  • Level: Main

Features

  • Ceiling Fan(s)
  • Finished area above ground: 573

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,133 sqft

Kitchen

  • Features: Balcony
  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Details

  • Parcel number: A27949
  • Zoning description: R6000 – Residential-6000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Patio,Storage
  • Fencing: None

Lot

  • Features: Interior Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance $124$1,488
Property Taxes $88$1,056
Electricity $151$1,812
Total$1,364$16,368

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$165
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$198,000
2024-02-15Sold--
2020-12-08Listing removed$875
2020-11-23Listed for rent$875
2020-05-02Listing removed$800
2020-03-23Price change$800
2020-03-18Listed for rent$825
2019-07-30Listing removed$800
2019-06-27Listed for rent$800
2019-01-17Listing removed$800
2019-01-04Listed for rent$800
2016-07-03Listing removed$119,900
2016-02-22Price change$119,900
2016-01-14Listed for sale$124,900
2015-12-06Listing removed$110,000
2015-10-30Price change$110,000
2015-09-19Listed for sale$124,500
2014-08-31Listing removed$750
2014-08-02Listed for rent$725

For Sale by Agent

AgentKerry Martinson
BrokeragePureWest Real Estate - Billings

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