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626 S 38th St W Unit 13, Billings, MT, 59102

2beds
2baths
1,964sqft
$338,500
$172price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Natural light fills this bright, move-in ready townhome, offering comfortable living and flexible space to grow. The main level feels open, warm, and easy to live in, with updated finishes that create a clean, modern feel without the need for projects. Whether hosting friends, enjoying a quiet evening, or settling into your routine, the space offers comfort and simplicity from day one. Upstairs enjoy two bedrooms, a full bath, and flex space with sliding door access to a balcony. Downstairs, the bonus area provides room to adapt as your needs change-ideal for working from home, a 3rd bedroom, gym, or extra living area. Located minutes from shopping, dining, and everyday essentials, this home offers the ease of low-maintenance living. With the HOA handling exterior maintenance/insurance, water, lawn care, and snow removal, you can spend less time on upkeep and more time enjoying home.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
Big Sky Elementary SchoolGrades PK-50.8 mi
5/10
Ben Steele Middle SchoolGrades 6-82.8 mi
5/10
Billings West High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Masonite

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Smooth Cooktop
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Ceiling Fan(s),Closet
  • Level: Upper

Bedroom

  • Features: Closet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Chandelier
  • Level: Main

Family Room

  • Features: Recessed Lighting
  • Level: Basement

Family Room

  • Features: Balcony
  • Level: Upper

Features

  • Ceiling Fan(s),Pantry,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air,Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,964 sqft

Kitchen

  • Features: Quartz Counters
  • Level: Main

Living Room

  • Features: Sliding Doors
  • Level: Main

Property

Details

  • Parcel number: A28001
  • Zoning description: Planned Unit Development

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Sprinkler/Irrigation
  • Fencing: None

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,711$20,532
Home Insurance $205$2,460
Property Taxes $150$1,800
Electricity $151$1,812
Total$2,217$26,604

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$147
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$338,500
2024-04-30Sold--
2023-07-20Listing removed--
2023-06-07Listed for rent$1,995
2021-02-24Listing removed--
2020-10-06Listing removed$2,350
2020-09-08Listed for rent$2,350
2020-07-14Sold--
2020-06-10Pending sale$180,000
2020-05-19Listed for sale$180,000

For Sale by Agent

AgentAdrienne Levesque
BrokerageLive Laugh Montana Real Estate

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