626 S 38th St W Unit 21, Billings, MT, 59102
About This Home
Prime location! This townhome is so close to so many west end amenities, such as shopping, restaurants, and entertainment. The 3 level floor plan features main floor living/dining/kitchen, along with a half bath, back deck with small fenced in yard, and 1 stall garage access. LVP flooring throughout main level. Upstairs is carpeted and you will find a renovated bathroom and two bedrooms, one with an outdoor deck! Headed downstairs, find a family room, a non-egress bedroom, full bathroom and utilities/storage room. The one car garage has tall ceilings and nice overhead storage. Stainless steel kitchen appliances. Perfect carefree living while letting the HOA take care of exterior maintenance & insurance, water, trash, mowing and snow removal. Newer water heater & 2 new sliding doors! Freshly cleaned, carpets, too! Visitor parking across from unit if more parking needed. Move in ready!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Roof: Asphalt,Shingle
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area above ground: 1,192
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Wall Unit(s)
Interior Area
- Total interior livable area: 1,776 sqft
Property
Details
- Parcel number: A28009
- Zoning description: Planned Unit Development
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck,Sprinkler/Irrigation
- Fencing: Fenced
Lot
- Features: Interior Lot,Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Attached,Additional Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,423 | $17,076 |
| Home Insurance | $170 | $2,040 |
| Property Taxes | $125 | $1,500 |
| Electricity | $151 | $1,812 |
| Total | $1,869 | $22,428 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $295,000 |
| 2026-03-11 | Listed for sale | $300,000 |
| 2021-11-17 | Sold | -- |
| 2021-10-11 | Contingent | $238,000 |
| 2021-10-08 | Listed for sale | $238,000 |
View on Zillow