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3123 S Gaines St, Little Rock, AR, 72206

3beds
1baths
1,095sqft
$108,000
$99price/sqft
$876/moest. monthly cost
$35,040/yrincome needed

About This Home

Cute, solid, and affordable- With closing costs paid! Welcome to 3123 South Gaines Street. Conveniently located minutes from everything the capital city has to offer. Boasting beautiful original hardwood floors with 3 beds and 1 bath. Recently remodeled with a brand new kitchen, roof, fixtures, interior doors, and water heater. Bathroom partially done as well. Home was a previous rental and is ready for it's new role, whether it be your next home or investment property.

Getting Around

38
WalkingCar-Dependent
32
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Range,Dishwasher,Refrigerator,Gas Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • 3 Bedrooms Same Level
  • Flooring: Wood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,095
  • Total interior livable area: 1,095 sqft

Property

Details

  • Parcel number: 34L2770007100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Extra Landscaping,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Two Car,Garage Faces Rear

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance $129$1,548
Property Taxes $67$804
Electricity $134$1,616
Total$876$10,512

Income You'd Need if You Spent...

35% on housing$30,034/yr
40% on housing$26,280/yr
45% on housing$23,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 72206$87
Pulaski County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 72206$107
Pulaski County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$108,000
2026-06-17Listed for sale$112,000
2025-08-01Listing removed$1,150
2025-07-03Price change$1,150
2025-06-09Listed for rent$1,200
2024-07-24Sold$41,000
2019-06-28Sold$33,000
2019-05-30Price change$39,900
2019-03-20Listed for sale$49,900
2016-12-09Sold$25,000
2016-08-23Listed for sale$35,000
2016-08-16Listing removed$695
2016-04-07Listing removed$675
2016-03-08Listed for rent$675

For Sale by Agent

AgentEllie Carlisle
BrokerageKeller Williams Realty Hot Springs

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