See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4506 Rio Vista Dr, Billings, MT, 59106

5beds
3baths
4,712sqft
$949,000
$201price/sqft
$6,086/moest. monthly cost
$243,440/yrincome needed

About This Home

Located in Rimrock West near parks and walking paths, this spacious rancher offers 5 bedrooms and 2.5 baths with an exceptional blend of updates and location. Set on a large corner lot with a fenced yard and circular driveway, the home features an extensively updated exterior including a 50-year shingle roof, triple pane Pella windows, new doors, siding, and stone accents. The interior offers a large kitchen with gas stove and stainless appliances overlooking the family room with sliding door to a large deck. With 4,712 sq ft, highlights include radiant floor heat in the basement with a new boiler and newer A/C for year-round comfort. The primary suite features a beautifully renovated bath with soaking tub, double sinks, quartz countertops, and tile finishes. Move-in ready with major improvements complete. Main level laundry, multiple entertaining spaces, and an oversized heated 3-car garage.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
Ben Steele Middle SchoolGrades 6-81.8 mi
5/10
Billings West High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Lower

Bedroom

  • Features: Closet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den

  • Level: Main

Dining Room

  • Features: Chandelier
  • Level: Main

Family Room

  • Features: Closet
  • Level: Lower

Features

  • Pantry,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 4,712

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,712 sqft

Kitchen

  • Features: Closet
  • Level: Main

Laundry

  • Features: Sink
  • Level: Main

Living Room

  • Features: Sliding Doors
  • Level: Main

Master Bedroom

  • Features: Closet,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: A28462
  • Zoning description: Neighborhood Mixed-Use

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Fence,Garden,Sprinkler/Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 0.45 Acres
  • Features: Corner Lot,Landscaped,Level,Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Attached,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Wildfire
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance $453$5,436
Property Taxes $512$6,144
Electricity $323$3,882
Total$6,086$73,032

Income You'd Need if You Spent...

35% on housing$208,662/yr
40% on housing$182,580/yr
45% on housing$162,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$949,000

For Sale by Agent

AgentHeidi Brosovich, Montana Real Estate Brokers
BrokerageMontana Real Estate Brokers

Similar Homes