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2821 State Route 207, Campbell Hall, NY, 10916

5beds
3baths
2,858sqft
$485,999
$170price/sqft
$3,902/moest. monthly cost
$156,080/yrincome needed

About This Home

Spacious renovated Colonial situated on .66 acres in the heart of Campbell Hall. This 5-bedroom home features updated bathrooms, kitchen freshly painted a new boiler, and generous living space throughout. Property is currently tenant occupied with rental income of $3,100/month, offering a great investment opportunity, or can be delivered vacant for owner occupancy. Conveniently located near shopping, schools, parks, and major roadways. A versatile property with strong income potential and plenty of space inside and out.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
C J Hooker Middle SchoolGrades 6-84.5 mi
7/10

Construction

Condition

  • Year built: 1883

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Gas Oven,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Primary Bathroom
  • Attic: Crawl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,858
  • Total interior livable area: 2,858 sqft

Property

Details

  • Parcel number: 3334890050000006004.1000000
  • Special condition: None

Lot

  • Lot size: 0.66 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,457$29,484
Home Insurance *$155$1,860
Property Taxes $818$9,816
Electricity $472$5,667
Total$3,902$46,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,782/yr
40% on housing$117,060/yr
45% on housing$104,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 10916$390
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10916$249
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$489,999
2024-02-22Sold$280,000
2023-12-11Pending sale$279,900
2023-12-07Listing removed--
2023-07-29Price change$279,900
2023-07-14Pending sale$299,900
2023-03-30Listed for sale$299,900
2022-08-15Listing removed--
2022-08-12Price change$349,900
2022-06-29Listed for sale$379,900
2022-06-06Listing removed--
2022-05-20Price change$389,900
2022-05-04Listed for sale$399,900
2007-08-01Sold$3,000
2006-03-09Sold$288,500
2000-11-21Sold$165,000

For Sale by Agent

AgentEidel Moses
BrokerageRodeo Realty Inc

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