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462 Ridge Road, Campbell Hall, NY, 10916

4beds
3baths
3,041sqft
$725,000
$238price/sqft
$5,619/moest. monthly cost
$224,760/yrincome needed

About This Home

This truly exceptional colonial rests on 8 private acres offering over 3,000 square feet of beautifully designed living space. This 4-bedroom, 2.5-bath home delivers the perfect blend of comfort, space, and functionality, featuring a stunning new kitchen by EBK Designs with custom cabinetry and quartz countertops that flows seamlessly into a bright, vaulted living room with a cozy fireplace and abundant natural light. In addition to the main living space, the home boasts a large sunken family room with a second fireplace—an inviting and versatile area ideal for relaxing, entertaining, or hosting large gatherings. The formal dining room sits just off the kitchen, creating an ideal layout for both everyday living and special occasions. A spacious finished bonus room over the two-car garage provides flexible space for a home office, den, or recreation room. Many recent upgrades to the home are not limited to the roof, HVAC, Kitchen, Pool liner... And the beautifully landscaped grounds enhance the home’s serene and private setting. Step outside to a large back deck overlooking a heated in-ground pool with cabana—perfect for summer entertaining and making lasting memories. The expansive acreage offers wooded privacy, and a massive barn/workshop presents endless possibilities for storage, hobbies, or creative use. Tucked away on a quiet country road yet just minutes to major commuter routes, Metro-North, and the Hudson Valley’s renowned farms, wineries, restaurants, and attractions, this property offers a rare combination of seclusion and convenience. This is more than just a home—it’s a lifestyle property that must be experienced in person to truly appreciate the space, setting, and endless possibilities it has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Formal Dining,Granite Counters,Natural Woodwork,Open Kitchen,Pantry,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Storage
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,041
  • Total interior livable area: 3,041 sqft

Property

Details

  • Parcel number: 3334890170000001042.1000000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: Diving Board,Electric Heat,In Ground,Pool Cover,Vinyl
  • Fencing: Partial
  • Waterfront features: Pond

Lot

  • Lot size: 8.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Driveway,Garage,Off Street,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$232$2,784
Property Taxes $1,220$14,640
Electricity $502$6,030
Total$5,619$67,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,651/yr
40% on housing$168,570/yr
45% on housing$149,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 10916$381
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10916$249
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$789,000
2026-05-11Listing removed$799,000
2026-03-27Listed for sale$799,000
2000-08-21Sold$395,000

For Sale by Agent

AgentSteven Esposito
BrokerageHomeSmart Homes & Estates

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