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94 Mearns Avenue, Highland Falls, NY, 10928

5beds
3baths
2,573sqft
$634,999
$247price/sqft
$4,973/moest. monthly cost
$198,920/yrincome needed

About This Home

5 Bedroom 3 Bathroom 12 Rooms including basement. 2,573 sq ft home within a 0.537 acres is an entertainers dream!! Central Air/2 zones Natural Gas Municipal Water and Sewer Stand up full accessible attic 4 2nd floor large bedrooms ensuite walk-in closet/large full bath 2nd floor laundry 1st floor bedroom with French Doors Large Yard with spectacular Views Pool Too much to list! Overlooking Community Park with side seats to park baseball games and 4th of July activities and Fireworks. Walking distance to West Point this is also an investors dream, as this home has endless rental options! The area boasts hiking and boundless history. Easy commute to Westchester/NYC by car or by rail. Community is fast growing to be the hub of Orange County. A must see! You don’t want to miss this one.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,Ceiling Fan(s),Chefs Kitchen,Entrance Foyer,Galley Type Kitchen,Granite Counters,Kitchen Island,Natural Woodwork,Open Kitchen,Primary Bathroom,Master Downstairs,Storage,Walk Through Kitchen
  • Flooring: Hardwood
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,573
  • Total interior livable area: 2,573 sqft

Property

Details

  • Parcel number: 3336011050000001004.0000000
  • Special condition: None
  • Exclusions: Washer/Dryer,Downstairs Freezer

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.54 Acres
  • Features: Near Public Transit,Near School,Near Shops,Sloped,Views

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway,Garage Door Opener,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$270$3,240
Property Taxes $1,068$12,816
Electricity $425$5,102
Total$4,973$59,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,502/yr
40% on housing$149,190/yr
45% on housing$132,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 10928$234
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10928$273
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$645,000
2025-11-04Listed for sale$665,000
2025-07-30Listing removed--
2025-06-21Listed for sale$649,000
1999-09-10Sold$118,000

For Sale by Agent

AgentJennifer A. Gargiulo
BrokerageCorcoran Baer & McIntosh

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