20 Oneil Circle, Monroe, NY, 10950
About This Home
Welcome to 20 O’Neil Circle! A beautifully maintained 5-bedroom home nestled on a desirable cul-de-sac, offering a unique and versatile floor plan perfect for today’s lifestyle. Step inside to discover a warm and inviting layout featuring both a spacious living room and a cozy family room with custom built-ins & gas stove, ideal for relaxing or entertaining. The dining area flows seamlessly into the kitchen, which boasts ceramic flooring, crisp white cabinetry, granite countertops, and a convenient pantry. Designed with comfort and convenience in mind, the first-floor primary bedroom includes a private half-bath ensuite, making one-level living a breeze. A second generously sized bedroom and a full bathroom are also located on the main level, with both bedrooms offering ample storage thanks to three closets in each room. Upstairs, natural light pours in through a charming skylight, leading you to three additional well-proportioned bedrooms with excellent closet space, along with another full bathroom perfect for family or guests. Enjoy summer days in the screened-in porch, providing a peaceful, bug-free retreat. The yard is equally inviting, featuring a fenced-in area ideal for pets to roam safely. Conveniently located just minutes from major highways, public transportation, shopping, dining, and local lakes, this home offers the perfect blend of tranquility and accessibility. Don’t miss this exceptional opportunity to own a spacious home in a sought-after location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Block
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Washer/Dryer Hookup,In Kitchen
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Granite Counters,Primary Bathroom,Master Downstairs,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile,Wood
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Scuttle
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 2,220
- Total interior livable area: 2,220 sqft
Kitchen
- Level: First
Lavatory
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 3340012190000003081.0000000
- Special condition: None
- Exclusions: Washer,Dryer,Chandelier,Ceiling Fan
Features
- Levels: Two
- Patio & porch: Patio,Porch,Screened
- Fencing: Back Yard
Lot
- Lot size: 9,720 sqft
- Features: Back Yard,Level
Parking
- Total spaces: 1
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $883 | $10,596 |
| Electricity | $366 | $4,402 |
| Total | $4,069 | $48,828 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $525,000 |
| 2026-06-30 | Price change | $525,000 |
| 2026-06-01 | Price change | $550,000 |
| 2026-05-21 | Price change | $560,000 |
| 2026-05-04 | Listed for sale | $575,000 |
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