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313 South St, Bedford, VA, 24523

2beds
1baths
1,035sqft
$129,900
$126price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

Charming 2 bed 1 bath home located in the heart of Bedford. Large kitchen/ dining area with the laundry located on the main level. Replacement windows, updated shower and painted nicely. Second bedroom is the loft above that would be perfect for an office or man cave. Walking distance to the middle of town. Off street parking. Make this your home or investment property!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Bedford Primary SchoolGrades PK-10.7 mi
7/10
Bedford Middle SchoolGrades 6-83.1 mi
3/10
Liberty High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 180

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 84

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),High Speed Internet,Main Level Bedroom
  • Flooring: Carpet,Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,035

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,035
  • Total interior livable area: 1,035 sqft

Kitchen

  • Level: First
  • Area: 112

Living Room

  • Level: First
  • Area: 180

Master Bedroom

  • Level: First
  • Area: 240

Office

  • Area: 0

Property

Details

  • Parcel number: 214A67T
  • Zoning: R1

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch,Side Porch

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$44$528
Property Taxes $53$636
Electricity $202$2,433
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 24523$180
Bedford County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 24523$192
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$129,900
2024-04-03Listing removed--
2024-03-14Listed for rent$750
2021-05-26Sold$40,200
2012-12-14Sold$40,500
2005-02-08Sold$41,200

For Sale by Agent

AgentJimmy Miller
BrokerageJohn Stewart Walker, Inc

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