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2170 Saltville Hwy, Saltville, VA, 24370

5beds
1baths
2,700sqft
$299,000
$111price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

Welcome to Elkhorn Cove... a place that feels set apart from the rest of the world. This remarkable 26-acre property rests along the banks of the Holston River, just outside Saltville, Virginia; a setting defined by water, woods, and a sense of quiet permanence that is becoming harder to find. If seclusion is what you have been searching for, you may have just found it. The land is largely wooded, offering excellent hunting and fishing, along with the kind of privacy that lends itself naturally to a family compound or retreat. Several outbuildings remain, including a substantial and very usable barn. The home itself dates to around the turn of the 20th century and offers nearly 3,000 square feet, with five bedrooms and one bath. Inside, many of the details that matter most are still intact; original wood floors, an original staircase, and historic fireplace mantels that anchor the home. The bathroom and kitchen have been thoughtfully updated in a way that nod to the home's Appalachian roots without losing its character. Outside, the original siding and windows remain, along with a striking two-story porch that looks out over the river... the kind of feature that defines a property. With a bit of thoughtful restoration, this house has the makings of something truly special. Just below the home, along the riverbank, is a rare feature... an ancient cave with a main chamber and a tunnel that disappears beyond view, adding a layer of mystery and history that is difficult to replicate. Access is part of the story here. The property can be reached by crossing the river or by way of a swinging bridge; a fitting introduction to a place that feels both secluded and storied. The acreage is divided into four parcels, connected by right-of-way. Elkhorn Cove is not just land and a house; it is a setting, a story, and an opportunity waiting for the right steward.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Northwood Middle SchoolGrades 6-85.6 mi
8/10
Northwood High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Average,Fixer
  • Year built: 1905

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Single Pane Windows
  • Flooring: Hardwood,Laminate,Vinyl

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 29A103 133001
  • Zoning: Ag

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Back,Front Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front
  • Topography of land: Part Wooded, Rolling Slope, Sloped, Steep Slope, Wooded

Lot

  • Lot size: 26.86 Acres
  • Lot size dimensions: 26.86

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$172$2,064
Property Taxes $171$2,052
Electricity $260$3,120
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 24370$101
Smyth County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 24370
Smyth County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$299,000

For Sale by Agent

AgentDaniel Shew
BrokeragePrestige Homes of the Tri Cities, Inc.

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