See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

98 Bear Run Rd, Oakland, MD, 21550

3beds
2baths
1,080sqft
$550,000
$509price/sqft
$3,709/moest. monthly cost
$148,360/yrincome needed

About This Home

Make it your own! This 2-acre parcel comes with two additional parcels of 17.96 and 24.23 acres for a total of 42.19 acres. The 2-acre parcel is improved by a fully furnished (26’X42’), 3-bedroom, 2-bathroom Ranch style dwelling and a large parking area. The interior offers a spacious living room, and an eat-in kitchen with all appliances, furniture and window AC units. The land is un-zoned forest that borders over 2000 acres of state forest. The 42.19 acres is fully wooded with mature mixed hardwoods ready for harvest and market; the timber alone has an estimated value of $110K to $125K alone. The property overlooks the Youghiogheny River Valley and is 5.3 miles from town center McHenry and Deep Creek Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
Northern Middle SchoolGrades 6-810.3 mi
7/10

Construction

Condition

  • Property condition: Good
  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Hookup

Bathroom1

  • Level: Main
  • Area: 45

Bathroom2

  • Level: Main
  • Area: 35

Bedroom1

  • Level: Main
  • Area: 120

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Wood Walls
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: Main
  • Area: 169

Living Room

  • Level: Main
  • Area: 221

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1206007317
  • Zoning: 101
  • Zoning description: None
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods,Scenic Vista,Mountain(s)

Lot

  • Lot size: 2 Acres
  • Features: Secluded,Wooded,Mountain

Parking

  • Total spaces: 4
  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$111$1,332
Property Taxes $536$6,432
Electricity $281$3,374
Total$3,709$44,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,165/yr
40% on housing$111,270/yr
45% on housing$98,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 21550$204
Garrett County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 21550
Garrett County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-09Listed for sale$550,000
2025-09-17Listing removed$268,900
2025-07-29Listed for sale$268,900
2025-05-31Listing removed$268,500
2025-02-12Price change$268,500
2024-07-27Price change$874,750
2024-06-04Listed for sale$986,900
2024-03-15Sold$300,000
2024-01-18Pending sale$338,000
2023-11-09Price change$338,000
2023-09-16Listed for sale$349,444

For Sale by Agent

AgentDan Duggan
Brokerage1 Real Estate Source LLC

Similar Homes