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4326 Star Path Way Unit 1, Oceanside, CA, 92056

4beds
4baths
1,844sqft
$850,000
$461price/sqft
$5,710/moest. monthly cost
$228,400/yrincome needed

About This Home

Priced to attract attention, this beautifully maintained, like-new 4-bedroom, 4-bath end-unit condominium offers abundant natural light, unobstructed views, and exceptional privacy with no neighbors above or below. The flexible floor plan includes a first-floor bedroom and full bath, ideal for guests, multi-generational living, or a home office. The open-concept living area flows to a private view balcony, while the stylish kitchen is designed for both everyday living and entertaining. Thoughtful upgrades include new carpet, ceiling fans, custom window trim, and a custom fireplace surround. Additional features include a tankless water heater, hot water recirculation system, Energy Star appliances, in-home laundry, and an oversized attached two-car garage. Located in the gated St. Cloud community, residents enjoy resort-style amenities including a seasonally heated junior Olympic-size pool, spa, clubhouse, fitness center, BBQ areas, basketball court, playground, pet-friendly spaces, and beautifully landscaped grounds.

Getting Around

22
WalkingCar-Dependent
28
TransitSome Transit
10
BikeSomewhat Bikeable

Schools

7/10
7/10
El Camino High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Energy Star Appliances,Gas Oven,Gas Stove,Ice Maker,Self Cleaning Oven,Vented Exhaust Fan,Water Line to Refr,Gas Range,Gas Cooking,Hot Water Circulator,Tankless Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Energy Star,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,844 sqft

Property

Details

  • Parcel number: 1606901414

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common
  • Fencing: N/K
  • Has view: Yes
  • View description: Mountains/Hills,Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$152$1,824
Property Taxes $862$10,344
Electricity $398$4,786
Total$5,710$68,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,771/yr
40% on housing$171,300/yr
45% on housing$152,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$800,000
2026-08-07Price change$835,000
2026-07-01Price change$850,000
2026-05-29Listed for sale$860,000
2024-12-03Sold$880,000
2024-11-11Pending sale$875,000
2024-11-06Contingent$875,000
2024-10-25Listed for sale$875,000
2019-08-27Sold$576,000

For Sale by Agent

AgentRobin M Hagemann
BrokerageCompass

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