228 Latonka Dr, Mercer, PA, 16137
About This Home
Lakefront Living at Its Best in Lake Latonka! Welcome to this beautiful 4-bedroom, 3-full-bath lakefront home located in the highly sought-after private community of Lake Latonka in Mercer, PA. Situated on one of the widest points of the lake, this property offers breathtaking views and the perfect setting to enjoy everything lake life has to offer. The spacious open-concept layout seamlessly connects the kitchen, dining room and living room, creating an inviting space for everyday living and entertaining. The living room is highlighted by stunning lake views, while the screened-in porch—accessible from both the living room and the primary suite—provides the perfect place to relax with your morning coffee or unwind after a day on the water. Enjoy a evening of fun by the water's edge or in the spacious game room. The main level primary bedroom is a peaceful retreat featuring a walk-in closet, private ensuite bath, and direct access to the screened porch. With 3 additional bedrooms and two more full bathrooms on both the main and lower levels, it provides plenty of room for family and guests. Step outside to the spacious deck overlooking the water, or gather around the lakeside fire pit to enjoy unforgettable sunsets. The attached two-car garage offers added convenience and storage for vehicles and lake gear. Whether you're looking for a full-time residence or a weekend escape, this cozy waterfront home combines comfort, space, and spectacular views in one of Lake Latonka's most desirable locations. Lake Latonka is a private community with privileges in the community upon membership such as fishing, boating, the beach, playground, nature trail, café/gift shop, pickleball courts, and much more. Just one hour North of Pittsburgh, it is the perfect weekend getaway. Don't miss your opportunity to make every day feel like a vacation!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Trash Compactor,Washer
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedroom2
- Level: Main
- Dimensions: 10x10
Bedroom3
- Level: Lower
- Dimensions: 13x10
Bedroom4
- Level: Lower
- Dimensions: 17x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Lower
- Dimensions: 12x11
Dining Room
- Level: Main
- Dimensions: 17x14
Entry Foyer
- Level: Main
- Dimensions: 11x6
Features
- Window Treatments
- Window features: Multi Pane,Screens,Window Treatments
- Flooring: Laminate,Tile,Carpet
- Number of fireplaces: 1
- Fireplace: Yes
Game Room
- Level: Lower
- Dimensions: 23x21
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Attic Fan,Central Air
Interior Area
- Total structure area: 2,570
- Total interior livable area: 2,570 sqft
Kitchen
- Level: Main
- Dimensions: 17x14
Living Room
- Level: Main
- Dimensions: 21x19
Master Bedroom
- Level: Main
- Dimensions: 13x10
Property
Details
- Parcel number: 1393450
Features
- Levels: One
- Stories: 1
- Pool features: None
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 305 x 42 x 310 x 85
Parking
- Total spaces: 2
- Parking features: Built In,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,423 | $53,076 |
| Home Insurance * | $475 | $5,700 |
| Property Taxes | $772 | $9,264 |
| Electricity | $281 | $3,383 |
| Total | $5,951 | $71,412 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $874,900 |
| 2026-06-21 | Listing removed | $874,900 |
| 2026-03-04 | Listed for sale | $874,900 |
| 2025-11-02 | Listing removed | $945,000 |
| 2025-08-24 | Price change | $945,000 |
| 2025-07-08 | Price change | $950,000 |
| 2025-05-03 | Listed for sale | $999,000 |
| 2025-04-05 | Listing removed | -- |
| 2025-01-05 | Listed for sale | $500,000 |
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