105 Main Street, Otisville, NY, 10963
About This Home
Welcome to this cozy and updated 2-bedroom, 1-bath home tucked away on a quiet dead-end street. Featuring an open kitchen and living room layout, this home offers a warm and inviting space to relax or entertain. The kitchen has been refreshed with new countertops, sink, and faucet, and comes equipped with stainless steel appliances. Both bedrooms have new carpet, and the primary bedroom includes a walk-in closet for added convenience. Enjoy peace of mind with a new roof (18 months old) tankless water heater. Washer and dryer are included, along with a pressure pump system. The property also features a large shed for additional storage. Move-in ready and waiting for its next owner! An additional .12 acre lot is included 334401.101.000-0001-021.500/0000
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Ceiling Fan(s),Open Floorplan,Open Kitchen,Storage
- Flooring: Carpet,Laminate
- Attic: Storage
Heating & Cooling
- Heating features: Baseboard,Propane
- Cooling features: None
Interior Area
- Total structure area: 788
- Total interior livable area: 788 sqft
Property
Details
- Parcel number: 3344890100000001006.2100000
- Special condition: None
Lot
- Lot size: 6,970 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $361 | $4,332 |
| Electricity | $246 | $2,954 |
| Total | $1,755 | $21,060 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $235,000 |
| 2019-04-26 | Sold | $107,500 |
| 2018-12-11 | Price change | $115,900 |
| 2018-11-19 | Listed for sale | $120,000 |
| 2018-06-18 | Listing removed | $1,150 |
| 2018-05-30 | Listed for rent | $1,150 |
| 2017-07-27 | Listing removed | $1,150 |
| 2017-07-13 | Price change | $1,150 |
| 2017-06-09 | Listed for rent | $1,250 |
| 2016-05-06 | Sold | $37,000 |
| 2016-03-10 | Pending sale | $49,900 |
| 2016-03-01 | Listed for sale | $49,900 |
| 2015-12-18 | Listing removed | $49,900 |
| 2015-10-19 | Price change | $49,900 |
| 2015-07-24 | Price change | $59,900 |
| 2015-06-18 | Listed for sale | $65,900 |
| 2015-03-18 | Sold | $49,493 |
| 2009-07-18 | Listing removed | $125,000 |
| 2009-04-11 | Listed for sale | $125,000 |
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