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39 Susan Drive, Newburgh, NY, 12550

2beds
2baths
1,304sqft
$749,000
$574price/sqft
$5,538/moest. monthly cost
$221,520/yrincome needed

About This Home

Tucked away in the middle of Susan Dr sits this perfect Ranch style home with amazing Hudson River views. This home has been lovingly transformed into a 2 Bedroom, 1.5 Bath with style and taste, this is the one. The Kitchen, Dining & Living rooms all flow together as an entertainers dream. Offering new solid wood cabinets, Stainless Appliances, Central Air, Trex back porch, 200-amp Service, Shaker style doors throughout, Quartz counter tops & Island with plenty of seating & the gorgeous tiled Faux Fireplace. The electronics for your TV allow it to be pulled out and angled with just the touch of a button. Both Baths are completed with a glowing Ceramic Tiled floor. The Primary Bath offers a heated floor, tiled oversized Shower including multiple shower heads & a tasteful color Pallet. The basement houses the laundry area & has so much to offer as additional SF which could be finished to your liking. Enter your 3 Season Room which sits privately to the rear & enters from either your Dining Room or attached 1-Car Garage. The Brick & Hardiboard exterior will withstand the coolest winter & keep you warm inside. Sit out back on your property to watch the family of eagles which live in the tree behind you raise their young & fly over you to fish in the River. To the rear there is an outside shower almost finished if you desire. Set on a ½ acre & perched on top with endless Hudson River Views. The stunning River views throughout most of the rooms await you.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Balmville SchoolGrades PK-50.6 mi
3/10
South Middle SchoolGrades 6-82.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Storage
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes
  • Attic: Partial,Scuttle

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3346000450000002009.0000000
  • Special condition: None

Features

  • Patio & porch: Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Bridge(s),Mountain(s),River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Cleared,Front Yard,Landscaped,Near School,Near Shops,Views

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$245$2,940
Property Taxes $1,260$15,120
Electricity $246$2,954
Total$5,538$66,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,874/yr
40% on housing$166,140/yr
45% on housing$147,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$574This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$202
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$799,000
2025-11-09Listed for sale$839,000
2022-10-26Listing removed--
2022-10-22Pending sale$425,000
2022-10-21Sold$475,000
2022-09-21Contingent$425,000
2022-09-21Pending sale$425,000
2022-05-07Listed for sale$425,000

For Sale by Agent

AgentMichele Rios
BrokerageBHHS Hudson Valley Properties

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