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407 Main St, Baldwin, LA, 70514

1beds
1baths
806sqft
$63,000
$78price/sqft
$562/moest. monthly cost
$22,480/yrincome needed

About This Home

Looking for an investment property or a first home to add your personal touch? This Main Street property is ready for its new owner! Easy access to the local boat ramp and a short drive for gaming and dining. All new appliances, including oversized stackable front-load washer/dryer and a tankless water heater. All measurements and flood zone classification to be verified by the buyer.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
3/10
West St. Mary High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1938

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer,ENERGY STAR Qualified Appliances

Bathroom

  • Level: Lower
  • Dimensions: 13x12

Bedroom

  • Level: Lower
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Stainless Steel Appliances
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless,Wall Furnace
  • Cooling features: Ductless,1 Unit,Wall Unit(s)

Interior Area

  • Total structure area: 866
  • Total interior livable area: 806 sqft

Kitchen

  • Level: Lower
  • Dimensions: 8x13

Living Room

  • Level: Lower
  • Dimensions: 28x13

Property

Details

  • Parcel number: 2114841169
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None,Porch
  • Exterior features: Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,City Lot
  • Lot size dimensions: 6098

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $318$3,816
Home Insurance *$78$936
Property Taxes $19$228
Electricity $147$1,773
Total$562$6,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,268/yr
40% on housing$16,860/yr
45% on housing$14,986/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 70514$69
St. Mary Parish$95

vs Homes Sold Last Month

Median $/sqft

ZIP 70514$121
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$63,000
2026-01-09Listed for sale$65,000
2025-12-28Contingent$65,000
2025-11-13Price change$65,000
2025-10-17Listed for sale$78,000
2014-10-01Sold--
2012-08-31Sold--

For Sale by Agent

AgentMonica Villarreal
BrokerageReal Broker, LLC

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