




14 Steele Rd, New Windsor, NY, 12553
About This Home
Online Only auction ending July 22nd at AARauctions. No Minimum Starting Bid! 3,000+sq.ft. cedar-shake Cape Cod features 3 bedrooms (Master BR with large dressing area on main floor) and 1.5 baths on .50+/-acre parcel. The property has been improved to enjoy outdoor living and entertaining, with a large rear deck outside the kitchen featuring built-in seating, attached 19'6"x11'6"' screen house with fan, cable wiring and cabinets, plus a fenced 18'x36' in-ground pool with paver walkways, tanning deck, and 2-room cabana, set far enough away from the home to allow boisterous play without affecting those relaxing near the house. Enjoy quiet contemplation on the large 'sun tan rock' overlooking the pool area that came all the way from a Canadian field via glacier (per SUNY New Paltz Geology Dept) with embedded fossils. The kitchen features granite counters, glass-front upper cabinets, folding pantry storage, pull-out pantry storage, and a center island with plenty of drawers. The adjacent light-filled dining area has the same tile floor as the kitchen for easy maintenance. You will certainly enjoy entertaining in the super-spacious walnut-paneled (real wood planks) living room with a beamed ceiling and recessed lighting - it measures 30' x 21.5'! There is an outdoor balcony/deck off the living room that overlooks the driveway and Washington Lake basin. Downstairs is a finished basement with 1-2 areas that can be used for an office or gaming. A partition leads to a large storage area with built-in shelving and the boiler room with a washer-dryer and even more storage. The foyer entry is separate and adjacent to the oversized 1-car garage, with electric space heaters for winter hobby projects. A 500-gallon oil tank was replaced in March 2024 with a new Roth Double Wall Tank, which includes a transferable 30-year warranty to the new owner and beyond. (Note: The inground pool has been properly winterized and treated for summer conditioning. The permeable cover allows rain or snow melt to seep in but keeps out leaves and blown debris.) The entire property is comfortably shaded by old-growth oak, maple, and Hickory trees. Public water and sewer by the Town of New Windsor (old well is capped and unused). I-84 & I-87 are only 5 minutes away, making commutes convenient. Washington Lake is across the street with BBQ, fishing, playground, and seating. ShopRite, Adam's, Stop-N-Shop, Home Depot, Lowes, Stewart International Airport, Broadway and the Newburgh waterfront, Purple Heart Museum, Cantonment Historical site, Black Rock preserve, Storm King Mountain, Scenic Hudson Highlands, West Point Military Academy, and much more are all within a few minutes. NYS licensed associate broker discloses interest.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 3,018
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 3,018
- Total interior livable area: 3,018 sqft
Property
Details
- Parcel number: 000000004.0000001070.000
- Lease amount: 0
- Special condition: Auction
Features
- Frontage length: 0
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,280 | $27,360 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $759 | $9,108 |
| Electricity | $498 | $5,985 |
| Total | $3,675 | $44,100 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
