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7 Columbus Street, New Windsor, NY, 12553

2beds
2baths
1,320sqft
$365,000
$277price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Investor opportunity in the heart of New Windsor! This two-family property offers two 1-bedroom apartments, with separate entrances making it an ideal addition to your investment portfolio or an excellent owner-occupant opportunity. Features include a new roof, separate electric meters, municipal water and sewer, and natural gas service. Situated on a generous lot with ample off-street parking and wrap around driveway, this property offers convenience, low-maintenance utilities, and rental potential. Centrally located near shopping, dining, transportation, and major commuter routes, New Windsor provides easy access to the Hudson Valley and is approximately 55 miles north of New York City.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
New Windsor SchoolGrades K-50.8 mi
2/10
South Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Property condition: Estimated
  • Year built: 1920

Materials

  • Foundation: Block,Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Kitchen
  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: 3348000140000001013.0000000
  • Special condition: None

Features

  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,000 sqft
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$111$1,332
Property Taxes $614$7,368
Electricity $246$2,954
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 12553$215
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12553$258
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$335,000
2026-07-07Price change$365,000
2026-06-19Listed for sale$399,900
2005-07-01Sold$226,000

For Sale by Agent

AgentGina M De Cerbo
BrokerageRE/MAX Benchmark Realty Group

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