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131 Riley Road, New Windsor, NY, 12553

6beds
5baths
4,500sqft
$899,000
$200price/sqft
$7,076/moest. monthly cost
$283,040/yrincome needed

About This Home

NEW CONSTRUCTION!!! Targeted completion, May of 2026 !!! - 6 bedrooms / 4 bath home with unique, functional layout with well-appointed finishes!! Custom gourmet kitchen with eating area, Hardwood Floors, Dining Room, Bedroom count includes 3 master en-suites; 1 on first floor & 2 on second floor, which is perfect for guests. Close to Schools, Shops, Major Roadways, Salisbury Mills/Cornwall Train Station, etc ... This is a Dream Home!! Don't miss this opportunity!!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Temple Hill SchoolGrades K-81.6 mi

Construction

Condition

  • Property condition: New Construction,To Be Built,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Chefs Kitchen,Formal Dining,Granite Counters,Kitchen Island,Open Floorplan,Open Kitchen,Recessed Lighting
  • Window features: New Windows
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 3348000650000001038.0000000
  • Special condition: None

Features

  • Levels: Two
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Trees/Woods

Lot

  • Lot size: 1.01 Acres
  • Features: Back Yard,Front Yard,Level,Near Golf Course,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$275$3,300
Property Taxes $1,513$18,156
Electricity $743$8,924
Total$7,076$84,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,605/yr
40% on housing$212,280/yr
45% on housing$188,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 12553$216
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12553$258
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$899,000
2025-08-08Sold$132,000
2025-07-23Pending sale$149,000
2025-06-10Price change$149,000
2025-04-24Listed for sale$185,000
2022-02-18Sold$60,500
2022-02-09Pending sale$79,900
2021-12-05Listed for sale$79,900
2021-10-06Pending sale$79,900
2021-09-09Listing removed--
2021-06-09Listed for sale$79,900
2020-12-31Listing removed--
2020-12-22Price change$79,000
2020-07-20Price change$89,000
2020-04-27Listed for sale$79,000
2019-10-01Listing removed$109,900
2019-01-10Listed for sale$109,900
2013-03-02Listing removed$109,000
2012-07-31Listed for sale$109,000
2008-03-30Listing removed$129,900
2007-10-31Price change$129,900
2007-10-14Listed for sale$149,900
2007-09-05Sold$90,000
2006-08-07Sold$160,377
2004-05-24Sold$134,900
1999-09-03Sold$4,296

New Construction

AgentRafael Luciano
BrokerageLuciano Rios Property Grp, Inc

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